/* ================================================================
   CresAlta Theme — Main Stylesheet
   ================================================================ */

/* ── Google Fonts are enqueued via PHP ──────────────────────────── */

/* ── Design Tokens ──────────────────────────────────────────────── */
:root {
    /* Brand colours */
    --navy:          #193D6F;
    --navy-dark:     #193D6F;
    --navy-light:    #3a5a9b;
    --gold:          #c3a552;
    --gold-dark:     #947000;
    --gold-light:    #d9c27a;
    --teal:          #7EBEC5;
    --teal-dark:     #5a9ca3;
    --blue-accent:   #2ea3f2;

    /* Neutrals */
    --text:          #1a1a2e;
    --text-muted:    #5a5a6e;
    --bg:            #ffffff;
    --bg-light:      #f7f8fc;
    --bg-section:    #f0f3fa;
    --border:        #e2e6ef;

    /* Typography */
    --font-body:     'Inter', sans-serif;
    --font-heading:  'Playfair Display', Georgia, serif;

    /* Spacing */
    --section-py:    6rem;
    --container:     80%;
    --radius:        12px;
    --radius-lg:     24px;

    /* Transitions */
    --transition:    0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ── Reset ──────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.7;
    color: var(--text);
    background: var(--bg);
    overflow-x: hidden;
}

img  { max-width: 100%; height: auto; display: block; }
a    { color: var(--navy); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--gold); }
ul   { list-style: none; }

/* ── Typography ─────────────────────────────────────────────────── */
h1, h2, h3, h4, h5, h6 {
    font-family: var(--font-heading);
    font-weight: 700;
    line-height: 1.25;
    color: var(--navy-dark);
}

h1 { font-size: clamp(2.2rem, 5vw, 3.5rem); }
h2 { font-size: clamp(1.8rem, 4vw, 2.6rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.5rem); }
h4 { font-size: 1.1rem; }

p { margin-bottom: 1rem; color: var(--text-muted); }
p:last-child { margin-bottom: 0; }

/* ── Layout Utilities ───────────────────────────────────────────── */
.container {
    width: var(--container);
    margin: 0 auto;
}

.section {
    padding: var(--section-py) 0;
}

.section--alt { background: #eef4fb; }
.section--dark { background: var(--navy-dark); color: #fff; }
.section--dark h2, .section--dark h3 { color: #fff; }
.section--dark p { color: rgba(255,255,255,0.75); }
.section--dark .section-label { color: var(--gold); }
.section--dark strong { color: #fff; }
.section--dark .gold-line { background: var(--gold); }
.section--dark .btn-navy { background: transparent; border: 1.5px solid rgba(255,255,255,0.5); color: #fff; }
.section--dark .btn-navy:hover { background: rgba(255,255,255,0.1); border-color: #fff; }

/* Strategy group: 1st group = navy, alt group = light blue */
.strategy-group { background: var(--navy-dark); }
.strategy-group h2 { color: #fff; }
.strategy-group .section-label { color: var(--gold); }
.strategy-group .strategy-group__desc { color: rgba(255,255,255,0.75); }
.strategy-group .strategy-group__number { color: rgba(255,255,255,0.35); }

.text-center { text-align: center; }

.section-label {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 0.5rem;
}

.section-label.text-center {
    display: block;
    text-align: center;
}

.section-title {
    margin-bottom: 1rem;
}

.section-title--center {
    text-align: center;
    max-width: 640px;
    margin-left: auto;
    margin-right: auto;
    margin-bottom: 1rem;
}

.section-subtitle {
    font-size: 1.05rem;
    color: var(--text-muted);
    max-width: 600px;
}


.section-subtitle--center {
    text-align: center;
    margin-left: auto;
    margin-right: auto;
    margin-bottom: 3rem;
}

/* ── Gold accent line ────────────────────────────────────────────── */
.gold-line {
    display: block;
    width: 48px;
    height: 2px;
    background: var(--gold);
    margin: 0.75rem 0 1.5rem;
}
.gold-line--center {
    margin-left: auto;
    margin-right: auto;
}

/* ── Hover lift utility ─────────────────────────────────────────── */
.hover-lift {
    transition: transform var(--transition), box-shadow var(--transition);
}
.hover-lift:hover {
    transform: translateY(-4px);
    box-shadow: 0 12px 32px rgba(25,61,111,0.12);
}

/* ── Button group ───────────────────────────────────────────────── */
.btn-group {
    display: flex;
    flex-wrap: wrap;
    gap: 1rem;
    align-items: center;
}

/* ── Buttons ─────────────────────────────────────────────────────── */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.85rem 2rem;
    border-radius: 50px;
    font-family: var(--font-body);
    font-size: 0.9rem;
    font-weight: 600;
    letter-spacing: 0.03em;
    border: 2px solid transparent;
    cursor: pointer;
    transition: all var(--transition);
    text-decoration: none;
}

.btn-primary {
    background: var(--gold);
    color: var(--navy-dark);
    border-color: var(--gold);
}
.btn-primary:hover {
    background: var(--gold-dark);
    border-color: var(--gold-dark);
    color: #fff;
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(195,165,82,0.35);
}

.btn-outline {
    background: transparent;
    color: #fff;
    border-color: rgba(255,255,255,0.6);
}
.btn-outline:hover {
    background: #fff;
    color: var(--navy);
    border-color: #fff;
    transform: translateY(-2px);
}

.btn-navy {
    background: var(--navy);
    color: #fff;
    border-color: var(--navy);
}
.btn-navy:hover {
    background: var(--navy-dark);
    border-color: var(--navy-dark);
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(25,61,111,0.35);
}

/* ── Page Wrapper ────────────────────────────────────────────────── */
#page { display: flex; flex-direction: column; min-height: 100vh; }
#primary { flex: 1; }

/* Hero overrides page padding so it bleeds edge-to-edge */
.hero { margin-top: calc(-5.5rem); padding-top: 5.5rem; }
@media (max-width: 900px) { .hero { margin-top: calc(-4.5rem); padding-top: 4.5rem; } }

/* Hero + feature strip locked into one viewport frame */
.hero-frame {
    min-height: 100vh;
    display: flex;
    flex-direction: column;
    margin-top: calc(-5.5rem); /* take over nav overlap from .hero */
}
.hero-frame .hero {
    flex: 1;
    min-height: 0;        /* override the global 50vh min-height */
    margin-top: 0;        /* hero-frame handles the nav overlap */
    padding-top: 5.5rem;  /* keep content clear of the nav bar */
}
@media (max-width: 900px) {
    .hero-frame { margin-top: calc(-4.5rem); }
    .hero-frame .hero { padding-top: 4.5rem; }
}

/* ── Navigation ─────────────────────────────────────────────────── */
.site-header {
    position: fixed;
    top: 1rem;
    left: 50%;
    transform: translateX(-50%);
    width: calc(100% - 3rem);
    max-width: 1200px;
    z-index: 1000;
    transition: top var(--transition), box-shadow var(--transition), padding var(--transition);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: rgba(255, 255, 255, 0.97);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border-radius: 60px;
    padding: 0.65rem 0.65rem 0.65rem 1.75rem;
    box-shadow: 0 2px 18px rgba(25, 61, 111, 0.12);
    border: 1px solid rgba(25, 61, 111, 0.08);
    transition: padding var(--transition), box-shadow var(--transition);
}

.site-header.scrolled .header-inner {
    padding: 0.45rem 0.45rem 0.45rem 1.5rem;
    box-shadow: 0 4px 28px rgba(25, 61, 111, 0.18);
}

/* Logo */
.site-logo {
    display: flex;
    align-items: center;
    text-decoration: none;
    flex-shrink: 0;
}

.site-logo__img {
    height: 48px;
    width: auto;
    display: block;
}

.site-logo__text {
    display: flex;
    flex-direction: column;
    line-height: 1.1;
}

.logo-name {
    font-family: var(--font-heading);
    font-size: 1.35rem;
    font-weight: 700;
    color: var(--navy);
    letter-spacing: -0.02em;
}

.logo-sub {
    font-family: var(--font-body);
    font-size: 0.7rem;
    font-weight: 400;
    color: var(--text-muted);
    letter-spacing: 0.04em;
    text-transform: uppercase;
}

/* Primary menu */
.primary-nav {
    display: flex;
    align-items: center;
    gap: 0.25rem;
}

.primary-nav a:not(.btn) {
    font-size: 0.88rem;
    font-weight: 500;
    color: var(--navy);
    letter-spacing: 0.01em;
    padding: 0.5rem 0.9rem;
    border-radius: 50px;
    transition: color var(--transition), background var(--transition);
    position: relative;
}

.primary-nav a:not(.btn):hover,
.primary-nav a:not(.btn).active {
    color: var(--gold-dark);
    background: rgba(195, 165, 82, 0.08);
}

/* Strategies dropdown */
.nav-dropdown {
    position: relative;
    display: inline-flex;
    align-items: center;
}
.nav-dropdown__trigger {
    display: flex;
    align-items: center;
    gap: 4px;
    cursor: pointer;
    user-select: none;
}
.nav-dropdown__caret {
    font-size: 0.55rem;
    opacity: 0.5;
    transition: transform var(--transition);
    margin-top: 1px;
}
.nav-dropdown:hover .nav-dropdown__caret,
.nav-dropdown.open .nav-dropdown__caret { transform: rotate(180deg); opacity: 0.9; }
.nav-dropdown__menu {
    display: none;
    position: absolute;
    top: 100%;
    left: 50%;
    transform: translateX(-50%);
    min-width: 180px;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 8px;
    box-shadow: 0 8px 28px rgba(25,61,111,0.13);
    padding: 8px 0 6px;
    list-style: none;
    z-index: 1100;
    /* Transparent top bridge so mouse moving into menu doesn't lose hover */
    margin-top: 0;
}
/* Invisible bridge between trigger and menu */
.nav-dropdown__menu::before {
    content: '';
    position: absolute;
    top: -12px;
    left: 0;
    right: 0;
    height: 12px;
}
.nav-dropdown:hover .nav-dropdown__menu,
.nav-dropdown.open .nav-dropdown__menu { display: block; }
.nav-dropdown__menu li a {
    display: block;
    padding: 0.55rem 1.1rem;
    font-size: 0.84rem;
    font-weight: 500;
    color: var(--navy);
    letter-spacing: 0.01em;
    white-space: nowrap;
    transition: color var(--transition), background var(--transition);
    border-radius: 0;
}
.nav-dropdown__menu li a:hover { color: var(--gold-dark); background: rgba(195,165,82,0.07); }

.nav-ticker { font-size: 0.75em; opacity: 0.6; font-weight: 500; }
.nav-dropdown__mega {
    display: none;
    position: absolute;
    top: calc(100% + 10px);
    right: 0;
    left: auto;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    box-shadow: 0 12px 40px rgba(25,61,111,0.14);
    padding: 0.75rem 0;
    min-width: 260px;
    z-index: 200;
    flex-direction: column;
}
.nav-dropdown:hover .nav-dropdown__mega,
.nav-dropdown.open .nav-dropdown__mega { display: flex; }
.nav-dropdown__mega::before {
    content: '';
    position: absolute;
    top: -12px; left: 0; right: 0;
    height: 12px;
}
.nav-dropdown__group { display: flex; flex-direction: column; padding: 0.5rem 0; }
.nav-dropdown__group + .nav-dropdown__group { border-top: 1px solid var(--border); }
.nav-dropdown__group-label {
    font-size: 0.78rem;
    font-weight: 700;
    letter-spacing: 0.05em;
    color: var(--navy);
    padding: 0.4rem 1.25rem 0.3rem 1rem;
}
.nav-dropdown__group a {
    display: block;
    padding: 0.22rem 1.25rem 0.22rem 2rem;
    font-size: 0.82rem;
    color: var(--text-muted);
    text-decoration: none;
    transition: color var(--transition), background var(--transition);
    white-space: nowrap;
    border-left: 2px solid var(--gold-light);
    margin-left: 1rem;
}
.nav-dropdown__group a:hover { color: var(--gold-dark); background: rgba(195,165,82,0.06); }
.nav-dropdown__col-divider { display: none; }

/* Mobile dropdown */
@media (max-width: 900px) {
    .nav-dropdown { flex-direction: column; align-items: flex-start; width: 100%; }
    .nav-dropdown__trigger { width: 100%; border-bottom: 1px solid rgba(25,61,111,0.08); padding: 0.65rem 0.5rem; font-size: 0.88rem; }
    .nav-dropdown__menu { position: static; transform: none; min-width: 100%; box-shadow: none; border: none;
        border-left: 2px solid var(--gold-light); border-radius: 0; padding: 0; background: rgba(195,165,82,0.04); }
    .nav-dropdown:hover .nav-dropdown__menu { display: none; }
    .nav-dropdown.open .nav-dropdown__menu { display: block; }
    .nav-dropdown__menu li a { padding: 0.45rem 1rem; font-size: 0.82rem; border-bottom: 1px solid rgba(25,61,111,0.06); }
    .nav-dropdown__mega { position: static; transform: none; min-width: 100%; flex-direction: column; box-shadow: none; border: none; border-radius: 0; padding: 0.25rem 0; background: rgba(195,165,82,0.04); gap: 0; }
    .nav-dropdown:hover .nav-dropdown__mega { display: none; }
    .nav-dropdown.open .nav-dropdown__mega { display: flex; }
    .nav-dropdown__group { padding: 0.4rem 0.75rem; border-bottom: 1px solid rgba(25,61,111,0.06); }
    .nav-dropdown__col-divider { display: none; }
    .nav-dropdown__group-label { font-size: 0.65rem; margin-bottom: 0.3rem; padding-bottom: 0.2rem; }
    .nav-dropdown__group a { padding: 0.3rem 0; font-size: 0.82rem; }
}

.nav-cta {
    margin-left: 0.5rem;
    padding: 0.6rem 1.4rem !important;
    font-size: 0.88rem !important;
}

/* Hamburger */
.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    cursor: pointer;
    background: none;
    border: none;
    padding: 8px;
    margin-left: 0.5rem;
}
.nav-toggle span {
    display: block;
    width: 22px;
    height: 2px;
    background: var(--navy);
    border-radius: 2px;
    transition: all var(--transition);
}
.nav-toggle.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.nav-toggle.open span:nth-child(2) { opacity: 0; }
.nav-toggle.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile nav — dropdown below header pill */
@media (max-width: 900px) {
    .site-header { width: calc(100% - 2rem); top: 0.75rem; }
    .nav-toggle { display: flex; }

    /* Make header-inner the containing block for the absolute dropdown */
    .header-inner { position: relative; padding-right: 1rem; }

    .primary-nav {
        position: absolute;
        top: calc(100% + 0.5rem);
        left: 0;
        right: 0;
        width: 100%;
        max-height: 0;
        overflow: hidden;
        opacity: 0;
        background: #fff;
        flex-direction: column;
        align-items: flex-start;
        gap: 0;
        padding: 0 1.5rem;
        transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1),
                    opacity 0.25s ease,
                    padding 0.3s ease,
                    box-shadow var(--transition);
        box-shadow: none;
        z-index: 999;
        border-radius: var(--radius);
    }

    .primary-nav.open {
        max-height: 75vh;
        overflow-y: auto;
        opacity: 1;
        padding: 0.75rem 1.5rem 1.25rem;
        box-shadow: 0 8px 32px rgba(25,61,111,0.18);
    }

    .primary-nav a:not(.btn) {
        font-size: 0.88rem;
        padding: 0.65rem 0.5rem;
        border-bottom: 1px solid rgba(25,61,111,0.08);
        width: 100%;
        border-radius: 0;
        letter-spacing: 0.01em;
    }

    /* Contact Us: plain nav link on mobile — same look as About */
    .nav-cta {
        position: static;
        background: transparent !important;
        color: var(--navy) !important;
        border: none !important;
        border-radius: 0 !important;
        border-bottom: 1px solid rgba(25, 61, 111, 0.08);
        box-shadow: none !important;
        font-size: 0.88rem !important;
        font-weight: 500;
        letter-spacing: 0.01em;
        padding: 1rem 0.5rem !important;
        margin: 0;
        width: 100%;
        align-self: auto;
        justify-content: flex-start;
        z-index: auto;
    }
}

/* Push page content below floating header */
#page { padding-top: 5.5rem; }
@media (max-width: 900px) { #page { padding-top: 4.5rem; } }

/* Nav overlay — invisible click-trap to close dropdown on outside click */
.nav-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: transparent;
    z-index: 998;
}
.nav-overlay.active { display: block; }

/* ── Hero Section ────────────────────────────────────────────────── */
.hero {
    position: relative;
    min-height: 60vh;
    display: flex;
    align-items: center;
    overflow: hidden;
}

.hero__bg {
    position: absolute;
    inset: 0;
    background: #fff;
}

.hero__bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center bottom;
    opacity: 1;
}

/* Inner page heroes: show middle of image, fixed text start position */
#primary > .hero .hero__bg img {
    object-position: center center;
}
#primary > .hero {
    align-items: flex-start;
}
#primary > .hero .hero__content {
    padding-top: 3.5rem;
}

.hero.loaded .hero__bg img {
    opacity: 1;
}

.hero__overlay {
    position: absolute;
    inset: 0;
    background: none;
}

.hero__content {
    position: relative;
    z-index: 2;
    padding: 2rem 0;
    max-width: 1100px;
    margin: 0 auto;
    text-align: center;
}

.hero__eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    font-size: 0.8rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 1.5rem;
}

.hero__eyebrow::before {
    content: '';
    display: block;
    width: 32px;
    height: 2px;
    background: var(--gold);
}

.hero h1 {
    color: var(--navy);
    margin-bottom: 1.5rem;
}

.hero--dark { min-height: 70vh; }
.hero--dark h1,
.hero--dark .hero__lead { color: #fff; }
.hero--dark .hero__overlay {
    background: linear-gradient(135deg, rgba(10,26,56,0.90) 0%, rgba(25,61,111,0.75) 100%);
}
.hero--dark .hero__content { padding: clamp(4rem, 10vw, 8rem) 0 4rem; }

.hero h1 em {
    font-style: italic;
    color: var(--gold-dark);
}

.hero__lead {
    font-size: clamp(0.95rem, 2.5vw, 1.15rem);
    color: var(--text);
    margin-bottom: 2.5rem;
    max-width: 560px;
    margin-left: auto;
    margin-right: auto;
}

.hero__cta { justify-content: center; }

.hero__cta { display: flex; gap: 1rem; flex-wrap: wrap; }

/* Scroll indicator */
.hero__scroll {
    position: absolute;
    bottom: 2rem;
    left: 50%;
    transform: translateX(-50%);
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.4rem;
    color: rgba(255,255,255,0.5);
    font-size: 0.75rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    z-index: 2;
}

.hero__scroll-line {
    width: 1px;
    height: 48px;
    background: linear-gradient(to bottom, rgba(255,255,255,0.5), transparent);
    animation: scrollPulse 2s ease-in-out infinite;
}

/* ── Stats Bar ───────────────────────────────────────────────────── */
.stats-bar {
    background: var(--gold);
    padding: 1.75rem 0;
}

.stats-bar .container {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    text-align: center;
}

.stat-item__value {
    font-family: var(--font-heading);
    font-size: 2rem;
    font-weight: 700;
    color: var(--navy-dark);
    line-height: 1;
}

.stat-item__label {
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--navy);
    letter-spacing: 0.05em;
    text-transform: uppercase;
    margin-top: 0.3rem;
}

/* ── Stats Split ─────────────────────────────────────────────────── */
.stats-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
}

/* LEFT — beige content panel (CresAlta Strength) */
.stats-split__left {
    background: #F8F5F1;
    padding: 5rem 4rem;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.stats-split__left .section-label { color: var(--gold-dark); }
.stats-split__left h2  { color: var(--navy); margin-bottom: 1rem; }
.stats-split__left p   { color: var(--text-muted); }
.stats-split__left .gold-line {
    display: block;
    width: 48px;
    height: 2px;
    background: var(--gold-dark);
    margin: 0.75rem 0 1.25rem;
}

/* RIGHT — navy stats panel */
.stats-split__right {
    background: var(--navy);
    padding: 4rem;
    display: flex;
    align-items: center;
    justify-content: center;
}

.stats-split__stats-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    width: 100%;
}

.stats-split__stat {
    padding: 3rem 2rem;
    text-align: center;
    border-right: 1px solid rgba(255,255,255,0.1);
    border-bottom: 1px solid rgba(255,255,255,0.1);
}

.stats-split__stat:nth-child(even)      { border-right: none; }
.stats-split__stat:nth-last-child(-n+2) { border-bottom: none; }

.stats-split__value {
    font-family: var(--font-heading);
    font-size: clamp(2.4rem, 3.5vw, 3.5rem);
    font-weight: 700;
    color: var(--gold);
    line-height: 1;
}

.stats-split__label {
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.6);
    margin-top: 0.6rem;
}

@media (max-width: 900px) {
    .stats-split { grid-template-columns: 1fr; }
    .stats-split__left  { padding: 3rem 2rem; }
    .stats-split__right { padding: 3rem 2rem; }
}

/* ── Vision Gold ─────────────────────────────────────────────────── */
.vision-gold {
    display: grid;
    grid-template-columns: 1fr 1fr;
    background: var(--gold);
}

.vision-gold__stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    position: relative;
}

/* Vertical divider — floats in centre, doesn't touch top/bottom */
.vision-gold__stats::before {
    content: '';
    position: absolute;
    left: 50%;
    top: 12%;
    height: 76%;
    width: 1px;
    background: rgba(255,255,255,0.85);
    transform: translateX(-50%);
}

/* Horizontal divider — floats in centre, doesn't touch left/right */
.vision-gold__stats::after {
    content: '';
    position: absolute;
    top: 50%;
    left: 12%;
    width: 76%;
    height: 1px;
    background: rgba(255,255,255,0.85);
    transform: translateY(-50%);
}

.vision-gold__stat {
    padding: 3.5rem 2rem;
    text-align: center;
}

.vision-gold__value {
    font-family: var(--font-heading);
    font-size: clamp(2.4rem, 3.5vw, 3.5rem);
    font-weight: 700;
    color: var(--navy);
    line-height: 1;
}

.vision-gold__label {
    font-size: 0.7rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: #fff;
    margin-top: 0.6rem;
}

.vision-gold__content {
    padding: 5rem 4rem;
    display: flex;
    flex-direction: column;
    justify-content: center;
    align-items: flex-start;
}

.vision-gold__label-sm {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: #193D6F;
    margin-bottom: 0.75rem;
}

.vision-gold__content h2 {
    color: #fff;
    margin-bottom: 0;
}

.vision-gold__line {
    display: block;
    width: 48px;
    height: 2px;
    background: var(--navy);
    margin: 1rem 0 1.25rem;
}

.vision-gold__content p {
    color: #fff;
    margin-bottom: 0.75rem;
}

.vision-gold__content p.vision-gold__label-sm {
    color: #193D6F;
}

@media (max-width: 900px) {
    .vision-gold { grid-template-columns: 1fr; }
    .vision-gold__content { padding: 3rem 2rem; }
}

/* ── Approach / Intro ────────────────────────────────────────────── */
.approach-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 5rem;
    align-items: center;
}

.approach-grid__visual {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow:
        0 4px 6px rgba(25,61,111,0.07),
        0 10px 20px rgba(25,61,111,0.12),
        0 24px 48px rgba(25,61,111,0.18),
        0 2px 0 rgba(195,165,82,0.3);
    transform: perspective(1000px) rotateY(-2deg) rotateX(1deg);
    transition: transform 0.4s ease, box-shadow 0.4s ease;
}
.approach-grid__visual:hover {
    transform: perspective(1000px) rotateY(0deg) rotateX(0deg);
    box-shadow: 0 32px 64px rgba(25,61,111,0.22);
}

.approach-grid__visual img {
    width: 100%;
    height: 480px;
    object-fit: cover;
    border-radius: var(--radius-lg);
}
@media (max-width: 768px) {
    .approach-grid__visual img { height: 300px; }
}

.approach-grid__visual::before {
    content: '';
    position: absolute;
    inset: -8px;
    border: 2px solid var(--gold);
    border-radius: calc(var(--radius-lg) + 8px);
    z-index: -1;
    opacity: 0.4;
}

/* AMG-style: offset accent block behind visual */
.approach-grid__visual::after {
    content: '';
    position: absolute;
    bottom: -16px;
    right: -16px;
    width: 60%;
    height: 60%;
    background: linear-gradient(135deg, var(--gold), transparent);
    border-radius: 0 0 var(--radius-lg) 0;
    opacity: 0.12;
    z-index: -2;
}

/* ── CresAlta Strength Section ───────────────────────────────────── */
.strength-section { background: #eef4fb; }

.strength-intro {
    color: var(--text-muted);
    font-size: 1rem;
    line-height: 1.75;
    margin-bottom: 0;
}
.strength-intro-block {
    width: 100%;
    margin-bottom: 0;
}
.strength-section .approach-grid {
    align-items: start;
    overflow: visible;
}
.strength-section .approach-grid > div {
    overflow: visible;
}

/* Strength bullet list */
.strength-bullets {
    list-style: none;
    padding: 0;
    margin: 1rem 0 0;
    display: flex;
    flex-direction: column;
    gap: 1rem;
}
.strength-bullets li {
    display: flex;
    align-items: flex-start;
    gap: 0.9rem;
}
.strength-bullets li::before {
    content: '';
    flex-shrink: 0;
    width: 7px;
    height: 7px;
    border-radius: 50%;
    background: var(--gold);
    margin-top: 0.45rem;
}
.strength-bullets li strong {
    display: block;
    color: var(--navy);
    font-size: 0.95rem;
    margin-bottom: 0.25rem;
}
.strength-bullets li p {
    color: var(--text-muted);
    font-size: 0.9rem;
    line-height: 1.7;
    margin: 0;
}

/* Client quote card */
.strength-quote {
    margin: 0;
    background: #fff;
    border: 1px solid #e8e3da;
    border-top: 3px solid var(--gold);
    border-radius: 10px;
    padding: 0.75rem 1.25rem 0.65rem;
}
.strength-quote__mark {
    display: block;
    font-family: 'Cormorant Garamond', serif;
    font-size: 2.5rem;
    line-height: 1;
    color: var(--gold);
    opacity: 0.5;
    margin-bottom: 0.1rem;
}
.strength-quote p {
    color: var(--text-muted);
    font-size: 0.85rem;
    line-height: 1.6;
    font-style: italic;
    margin: 0 0 0.5rem;
}
.strength-quote footer {
    border-top: 1px solid #e8e3da;
    padding-top: 0.45rem;
}
.strength-quote footer strong {
    display: block;
    color: var(--navy);
    font-size: 0.78rem;
    font-style: normal;
}
.strength-quote footer span {
    color: var(--text-muted);
    font-size: 0.72rem;
}

.strength-pillars {
    list-style: none;
    padding: 0;
    margin: 2rem 0 2.5rem;
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
}

.strength-pillars li {
    display: flex;
    gap: 1.25rem;
    align-items: flex-start;
}

.strength-pillars__num {
    flex-shrink: 0;
    width: 2.25rem;
    height: 2.25rem;
    border: 1.5px solid var(--gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.68rem;
    font-weight: 700;
    color: var(--gold-dark);
    letter-spacing: 0.04em;
    margin-top: 0.1rem;
}

.strength-pillars__bullet {
    flex-shrink: 0;
    color: var(--gold);
    font-size: 1.4rem;
    line-height: 1;
    margin-top: 0.15rem;
    margin-right: 0.25rem;
}

.strength-pillars li strong {
    display: block;
    color: var(--navy);
    font-size: 0.95rem;
    font-weight: 600;
    margin-bottom: 0.35rem;
    line-height: 1.3;
}

.strength-pillars li p {
    font-size: 0.875rem;
    color: var(--text-muted);
    line-height: 1.65;
    margin: 0;
}

/* Right-column visual */
.strength-visual { display: flex; flex-direction: column; gap: 1.25rem; }

.strength-visual__frame {
    position: relative;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow:
        0 4px 6px rgba(25,61,111,0.07),
        0 10px 20px rgba(25,61,111,0.12),
        0 24px 48px rgba(25,61,111,0.18),
        0 2px 0 rgba(195,165,82,0.3);
    transform: perspective(1000px) rotateY(-2deg) rotateX(1deg);
    transition: transform 0.4s ease, box-shadow 0.4s ease;
}
.strength-visual__frame:hover {
    transform: perspective(1000px) rotateY(0deg) rotateX(0deg);
    box-shadow: 0 32px 64px rgba(25,61,111,0.22);
}

.strength-visual__frame img {
    width: 100%;
    height: 380px;
    object-fit: cover;
    display: block;
}

.strength-visual__overlay {
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 55%;
    background: linear-gradient(to top, rgba(10,22,42,0.88) 0%, transparent 100%);
    pointer-events: none;
}

.strength-visual__stats {
    position: absolute;
    bottom: 1.5rem;
    left: 1.75rem;
    right: 1.75rem;
    display: flex;
    gap: 2rem;
    z-index: 1;
}

.strength-visual__stat { display: flex; flex-direction: column; }

.strength-visual__stat span {
    font-family: var(--font-heading);
    font-size: 1.6rem;
    font-weight: 700;
    color: #fff;
    line-height: 1;
}

.strength-visual__stat small {
    font-size: 0.68rem;
    color: rgba(255,255,255,0.6);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-top: 0.3rem;
}

/* Metric cards below the image */
.strength-metrics { display: flex; flex-direction: column; gap: 0.75rem; }

.strength-metrics__item {
    display: flex;
    align-items: flex-start;
    gap: 1rem;
    padding: 1rem 1.25rem;
    background: #fff;
    border-radius: var(--radius);
    border-left: 3px solid var(--gold);
    box-shadow: 0 2px 10px rgba(25,61,111,0.07);
}

.strength-metrics__item svg { flex-shrink: 0; margin-top: 0.15rem; }

.strength-metrics__item strong {
    display: block;
    font-size: 0.9rem;
    color: var(--navy);
    font-weight: 600;
    margin-bottom: 0.2rem;
}

.strength-metrics__item p {
    font-size: 0.82rem;
    color: var(--text-muted);
    line-height: 1.5;
    margin: 0;
}

/* ── Philosophy Grid ─────────────────────────────────────────────── */
.philosophy-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 2rem;
}
@media (max-width: 768px) {
    .philosophy-grid { grid-template-columns: 1fr; }
}

.philosophy-card {
    background: var(--bg);
    border-radius: var(--radius);
    padding: 2.25rem 2rem 2rem 2.25rem;
    border-left: 4px solid var(--gold);
    box-shadow: 6px 6px 18px rgba(25,61,111,0.09), -1px -1px 6px rgba(255,255,255,0.7);
    transition: transform var(--transition), box-shadow var(--transition);
    position: relative;
    overflow: hidden;
}

.philosophy-card::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 80px; height: 80px;
    background: radial-gradient(circle at top right, rgba(195,165,82,0.1), transparent 70%);
}

.philosophy-card:hover {
    transform: translateY(-5px);
    box-shadow: 8px 12px 32px rgba(25,61,111,0.14), -1px -1px 6px rgba(255,255,255,0.7);
}

.philosophy-card__icon {
    font-size: 2rem;
    margin-bottom: 1rem;
    display: block;
}

.philosophy-card h3 {
    font-size: 1.1rem;
    margin-bottom: 0.6rem;
    color: var(--navy);
}

.philosophy-card p {
    font-size: 0.93rem;
    line-height: 1.65;
}

/* Preserve card text colours when philosophy section has dark bg */
.section--dark .philosophy-card h3 { color: var(--navy); }
.section--dark .philosophy-card p   { color: var(--text); }

/* Preserve team card text colours on dark bg */
.section--dark .team-card h3        { color: var(--navy); }
.section--dark .team-card__title    { color: var(--gold-dark); }

/* ── Team Section ────────────────────────────────────────────────── */
.team-grid {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 280px));
    justify-content: center;
    gap: 2rem;
}

.team-card {
    cursor: pointer;
    background: #fff;
    border-radius: 14px;
    overflow: hidden;
    box-shadow: 0 2px 16px rgba(25,61,111,0.07);
    transition: box-shadow 0.3s ease, transform 0.3s ease;
    text-align: left;
}

.team-card:hover {
    box-shadow: 0 10px 36px rgba(25,61,111,0.14);
    transform: translateY(-4px);
}

.team-card__photo-wrap {
    position: relative;
    width: 100%;
    aspect-ratio: 3 / 4;
    overflow: hidden;
    background: linear-gradient(135deg, var(--navy) 0%, #2f5296 100%);
}

.team-card__photo {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: top center;
    display: block;
    transition: transform 0.55s ease;
}

.team-card:hover .team-card__photo { transform: scale(1.06); }

.team-card__overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(to top, rgba(10,24,56,0.75) 0%, rgba(10,24,56,0.15) 50%, transparent 100%);
    display: flex;
    align-items: flex-end;
    justify-content: flex-start;
    padding: 1.25rem;
    opacity: 0;
    transition: opacity 0.3s ease;
}

.team-card:hover .team-card__overlay { opacity: 1; }

.team-card__overlay span {
    color: #fff;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    border-bottom: 1.5px solid var(--gold);
    padding-bottom: 2px;
}

.team-card__info {
    padding: 1.1rem 1.25rem 1.3rem;
    border-top: 3px solid var(--gold);
}

.team-card h3 {
    font-size: 1rem;
    margin-bottom: 0.2rem;
    color: var(--navy-dark);
    line-height: 1.3;
}

.team-card__title {
    font-size: 0.8rem;
    color: var(--gold-dark);
    font-weight: 600;
    letter-spacing: 0.01em;
}

/* ── Bio Modal ───────────────────────────────────────────────────── */
.bio-modal-overlay {
    position: fixed;
    inset: 0;
    background: rgba(15,34,70,0.7);
    backdrop-filter: blur(4px);
    z-index: 2000;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 1.5rem;
    opacity: 0;
    visibility: hidden;
    transition: all var(--transition);
}

.bio-modal-overlay.active {
    opacity: 1;
    visibility: visible;
}

.bio-modal {
    background: #fff;
    border-radius: var(--radius-lg);
    padding: 3rem;
    max-width: 860px;
    width: 100%;
    max-height: 85vh;
    overflow: hidden;
    display: flex;
    flex-direction: column;
    position: relative;
    transform: scale(0.9) translateY(20px);
    transition: transform var(--transition);
}

.bio-modal-overlay.active .bio-modal {
    transform: scale(1) translateY(0);
}

.bio-modal__close {
    position: absolute;
    top: 1.25rem;
    right: 1.25rem;
    background: var(--bg-section);
    border: none;
    border-radius: 50%;
    width: 36px;
    height: 36px;
    cursor: pointer;
    font-size: 1.2rem;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: background var(--transition);
    color: var(--text);
}

.bio-modal__close:hover { background: var(--border); }

.bio-modal__header {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    margin-bottom: 1.75rem;
    padding-bottom: 1.75rem;
    border-bottom: 1px solid var(--border);
}

.bio-modal__photo {
    width: 90px;
    height: 90px;
    border-radius: 50%;
    object-fit: cover;
    border: 3px solid var(--gold);
    flex-shrink: 0;
}

.bio-modal__name { font-size: 1.4rem; margin-bottom: 0.2rem; }
.bio-modal__title { color: var(--gold-dark); font-weight: 500; font-size: 0.9rem; }
.bio-modal__header { flex-shrink: 0; }
.bio-modal__body { font-size: 0.95rem; line-height: 1.8; color: var(--text-muted); overflow-y: auto; flex: 1; }
.bio-modal__body p { margin-bottom: 1rem; }
.bio-modal__body p:last-child { margin-bottom: 0; }
.bio-modal__body ul,
.bio-modal__body ol { padding-left: 1.5rem; margin-bottom: 1rem; }
.bio-modal__body ul { list-style: disc; }
.bio-modal__body ol { list-style: decimal; }
.bio-modal__body li { margin-bottom: 0.4rem; }
.bio-modal__body strong { color: var(--navy); font-weight: 600; }
.bio-modal__body a { color: var(--navy); text-decoration: underline; }

/* ── Approach grid reverse ───────────────────────────────────────── */
.approach-grid--reverse { direction: rtl; }
.approach-grid--reverse > * { direction: ltr; }

/* ── Section clips (straight edges) ─────────────────────────────── */
.section--clip-bottom {
    position: relative;
    z-index: 1;
}

.section--clip-top {
    position: relative;
    z-index: 0;
}

.section--clip-both {
}

/* ── AMG-style: full-bleed image section ─────────────────────────── */
.section--image {
    position: relative;
    background-size: cover;
    background-position: center;
    background-attachment: fixed;
}

.section--image::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(10,26,56,0.88) 0%, rgba(25,61,111,0.70) 60%, rgba(10,26,56,0.82) 100%);
}

.section--image .container { position: relative; z-index: 1; }
.section--image h2,
.section--image h3 { color: #fff; }
.section--image p,
.section--image .section-label { color: rgba(255,255,255,0.75); }
.section--image .section-label { color: var(--gold-light); }
.section--image .gold-line { background: var(--gold-light); }

/* ── AMG-style: 3-column feature strip ──────────────────────────── */
.feature-strip {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 0;
    background: var(--navy-dark);
    border-bottom: 1px solid rgba(195,165,82,0.35);
}

.feature-strip__item {
    padding: 3rem 2.5rem;
    border-right: 1px solid rgba(255,255,255,0.08);
    position: relative;
    overflow: hidden;
}

.feature-strip__item:last-child { border-right: none; }

.feature-strip__item::before {
    content: '';
    position: absolute;
    bottom: 0; left: 0;
    width: 100%;
    height: 3px;
    background: var(--gold);
    transform: scaleX(0);
    transform-origin: left;
    transition: transform 0.4s ease;
}

.feature-strip__item:hover::before { transform: scaleX(1); }

.feature-strip__icon {
    width: 48px;
    height: 48px;
    border: 1.5px solid var(--gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.25rem;
    font-size: 1.3rem;
}

.feature-strip__item h2 {
    color: var(--gold);
    font-size: 1rem;
    font-weight: 600;
    margin-bottom: 0.5rem;
    font-family: var(--font-body);
    letter-spacing: 0.02em;
}

.feature-strip__item p {
    color: rgba(255,255,255,0.55);
    font-size: 0.88rem;
    line-height: 1.65;
    margin: 0;
}

@media (max-width: 900px) {
    .feature-strip { grid-template-columns: 1fr; }
    .feature-strip__item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.08); padding: 1.75rem 1.5rem; }
}

/* ── Offerings intro (2-col: heading + list) ─────────────────────── */
.offerings-intro {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4rem;
    align-items: start;
    margin-bottom: 3rem;
}

@media (max-width: 900px) {
    .offerings-intro { grid-template-columns: 1fr; gap: 2rem; }
}

/* ── Offerings list ──────────────────────────────────────────────── */
.offerings-list {
    list-style: none;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin: 0;
}

.offerings-list__item {
    display: flex;
    align-items: flex-start;
    gap: 0.85rem;
    font-size: 0.95rem;
    color: var(--text);
    font-weight: 500;
    line-height: 1.55;
    padding: 0.25rem 0;
}

.offerings-list__icon {
    flex-shrink: 0;
    margin-top: 3px;
    width: 20px;
    height: 20px;
    background: var(--gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23193D6F' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
    background-size: 11px;
    background-repeat: no-repeat;
    background-position: center;
    font-size: 0;
}

.solution-card__badge {
    display: inline-block;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    padding: 0.25rem 0.8rem;
    border-radius: 4px;
    width: fit-content;
    background: var(--navy);
    color: #fff;
}

.solution-card__badge--gold {
    background: rgba(195,165,82,0.15);
    color: var(--gold-dark);
}

/* ── Solution cards (ETF + SMA) ──────────────────────────────────── */
.solution-cards {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
}

.solution-card {
    background: var(--bg) !important;
    border: 1.5px solid var(--border);
    border-top: 3px solid var(--navy);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    display: flex;
    flex-direction: column;
    gap: 0.85rem;
    box-shadow: 0 4px 20px rgba(25,61,111,0.06);
    color: var(--text) !important;
}

.solution-card:last-child { border-top-color: var(--gold); }

.solution-card h3 { color: var(--navy) !important; font-size: 1.15rem; }
.solution-card p  { flex: 1; color: var(--text-muted) !important; }

@media (max-width: 768px) {
    .solution-cards { grid-template-columns: 1fr; }
}

/* ── Fund cards (Strategies page) ───────────────────────────────── */
.fund-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.fund-card {
    background: var(--bg);
    border: 1.5px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 2rem;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}

.fund-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 16px 48px rgba(25,61,111,0.13);
    border-color: var(--gold);
}

.fund-card__ticker {
    display: inline-block;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--gold-dark);
    background: rgba(195,165,82,0.1);
    padding: 0.3rem 0.8rem;
    border-radius: 50px;
    width: fit-content;
}

.fund-card h3 { color: var(--navy-dark); font-size: 1.1rem; }
.fund-card p  { font-size: 0.9rem; flex: 1; }

/* ── Fund detail page ────────────────────────────────────────────── */
.fund-hero {
    background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 70%);
    padding: 4rem 0;
    color: #fff;
}

.fund-hero__ticker {
    display: inline-block;
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gold);
    border: 1px solid var(--gold);
    padding: 0.3rem 1rem;
    border-radius: 50px;
    margin-bottom: 1rem;
}

.fund-hero h1 { color: #fff; margin-bottom: 0.5rem; }
.fund-hero p  { color: rgba(255,255,255,0.75); max-width: 640px; }
.fund-hero--small-cap     { background: linear-gradient(135deg, #0c1829 0%, #1a2d4a 60%, #0f2035 100%); }
.fund-hero--mid-cap       { background: linear-gradient(135deg, #0c1829 0%, #1f2b1a 60%, #0f1a0c 100%); }
.fund-hero--global-dividend { background: linear-gradient(135deg, #0c1829 0%, #1a1429 60%, #0c0f1f 100%); }

.fund-hero__actions { display: flex; gap: 1rem; margin-top: 2rem; flex-wrap: wrap; }

/* Fund highlights bar */
.fund-highlights-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1px;
    background: var(--border);
    border: 1px solid var(--border);
    border-radius: 8px;
    overflow: hidden;
}
@media (max-width: 700px) { .fund-highlights-grid { grid-template-columns: repeat(2, 1fr); } }
.fund-highlight-card {
    background: #fff;
    padding: 1.4rem 1rem;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.4rem;
    text-align: center;
}
.fund-highlight-card__label {
    font-size: 0.72rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--text-muted);
    font-weight: 500;
}
.fund-highlight-card__value {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--navy);
    font-family: var(--font-serif);
}

/* Related strategies grid */
.fund-related-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
}
@media (max-width: 600px) { .fund-related-grid { grid-template-columns: 1fr; } }
.fund-related-card {
    display: block;
    padding: 1.8rem;
    border: 1px solid var(--border);
    border-radius: 12px;
    text-decoration: none;
    color: var(--navy);
    transition: border-color var(--transition), box-shadow var(--transition), transform var(--transition);
}
.fund-related-card:hover {
    border-color: var(--gold);
    box-shadow: 0 4px 24px rgba(195,165,82,0.12);
    transform: translateY(-2px);
    color: var(--navy);
}
.fund-related-card__ticker {
    display: inline-block;
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--gold-dark);
    background: rgba(195,165,82,0.1);
    padding: 0.2rem 0.7rem;
    border-radius: 50px;
    margin-bottom: 0.75rem;
}
.fund-related-card h4 { margin-bottom: 0.5rem; font-size: 1.05rem; }
.fund-related-card p  { font-size: 0.88rem; color: var(--text-muted); margin: 0; }

.fund-detail-grid {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 3rem;
    align-items: start;
}

.fund-sidebar {
    background: var(--bg-section);
    border-radius: var(--radius-lg);
    padding: 1.75rem;
    border: 1px solid var(--border);
    position: sticky;
    top: 6rem;
}

.fund-sidebar h4 {
    font-size: 0.8rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--gold-dark);
    margin-bottom: 1rem;
}

.fund-sidebar dl { display: grid; gap: 0.75rem; }
.fund-sidebar dt { font-size: 0.78rem; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.08em; }
.fund-sidebar dd { font-weight: 600; color: var(--navy); font-size: 0.95rem; margin: 0; }

@media (max-width: 1080px) { .fund-detail-grid { grid-template-columns: 1fr; } .fund-sidebar { position: static; } }

/* ── Documents page ──────────────────────────────────────────────── */
.doc-fund-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
    gap: 2rem;
    margin-top: 3rem;
}

.doc-fund-card {
    background: var(--bg);
    border: 1.5px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 2rem;
}

.doc-fund-card h3 { color: var(--navy); margin-bottom: 1.25rem; font-size: 1.05rem; }

.doc-links { display: flex; flex-direction: column; gap: 0.6rem; }

.doc-link {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    font-size: 0.88rem;
    font-weight: 500;
    color: var(--navy);
    padding: 0.6rem 0.75rem;
    border-radius: var(--radius);
    border: 1px solid var(--border);
    transition: all var(--transition);
}

.doc-link:hover {
    border-color: var(--gold);
    color: var(--gold-dark);
    background: rgba(195,165,82,0.05);
    text-decoration: none;
    transform: translateX(4px);
}

.doc-link::before { content: '📄'; font-size: 1rem; }

/* ── CTA Band ────────────────────────────────────────────────────── */
.cta-band {
    background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 60%, var(--navy-light) 100%);
    padding: 6rem 0;
    text-align: center;
    position: relative;
    overflow: hidden;
    background-size: cover;
    background-position: center;
}

/* Image overlay when background-image is set via inline style */
.cta-band[style*="background-image"]::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgba(10,26,56,0.90) 0%, rgba(25,61,111,0.75) 100%);
}

/* Radial gold glow */
.cta-band::after {
    content: '';
    position: absolute;
    top: -60%;
    left: 50%;
    transform: translateX(-50%);
    width: 700px;
    height: 700px;
    background: radial-gradient(circle, rgba(195,165,82,0.08) 0%, transparent 65%);
    pointer-events: none;
}

.cta-band--angled {}

/* Gradient runs bottom-up: lighter navy at bottom creates separation from dark footer */
.cta-band--gradient-up {
    background: linear-gradient(to top, var(--navy-light) 0%, var(--navy-dark) 100%);
}

.cta-band--white {
    background: #fff;
    border-top: 1px solid var(--border);
}
.cta-band.cta-band--white h2 { color: var(--navy); }
.cta-band.cta-band--white p  { color: var(--text-muted); }
.cta-band.cta-band--white .section-label { color: var(--gold-dark); }
.cta-band.cta-band--white::after { display: none; }

.cta-band--light-blue {
    background: #eef4fb;
    border-top: 1px solid var(--border);
}
.cta-band.cta-band--light-blue h2 { color: var(--navy); }
.cta-band.cta-band--light-blue p  { color: var(--text-muted); }
.cta-band.cta-band--light-blue .section-label { color: var(--gold-dark); }
.cta-band.cta-band--light-blue::after { display: none; }

.cta-band .container { position: relative; z-index: 1; }
.cta-band h2 { color: #fff; margin-bottom: 1rem; }
.cta-band p  { color: rgba(255,255,255,0.75); margin-bottom: 2rem; max-width: 520px; margin-left: auto; margin-right: auto; }

/* ── Contact Form ────────────────────────────────────────────────── */
.contact-layout {
    display: grid;
    grid-template-columns: 1fr 1.6fr;
    gap: 5rem;
    align-items: start;
}

.contact-info h3 {
    font-size: 1rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--gold-dark);
    margin-bottom: 0.4rem;
}

.contact-info p {
    margin-bottom: 1.5rem;
    font-size: 0.95rem;
}

.contact-form .form-group {
    margin-bottom: 1.25rem;
}

.contact-form label {
    display: block;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--navy);
    margin-bottom: 0.4rem;
}

.contact-form input,
.contact-form textarea,
.contact-form select {
    width: 100%;
    padding: 0.8rem 1rem;
    border: 1.5px solid var(--border);
    border-radius: var(--radius);
    font-family: var(--font-body);
    font-size: 0.93rem;
    color: var(--text);
    background: var(--bg);
    transition: border-color var(--transition), box-shadow var(--transition);
    outline: none;
}

.contact-form input:focus,
.contact-form textarea:focus {
    border-color: var(--navy);
    box-shadow: 0 0 0 3px rgba(25,61,111,0.1);
}

.contact-form textarea { resize: vertical; min-height: 130px; }

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

.form-message {
    padding: 0.85rem 1rem;
    border-radius: var(--radius);
    font-size: 0.9rem;
    display: none;
    margin-top: 1rem;
}
.form-message.success { background: #e8f5e9; color: #2e7d32; border: 1px solid #a5d6a7; display: block; }
.form-message.error   { background: #fce4ec; color: #c62828; border: 1px solid #ef9a9a; display: block; }

/* ── Subscribe block ─────────────────────────────────────────────── */
.subscribe-block {
    display: flex;
    flex-direction: column;
    gap: 0;
}

.subscribe-block__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3.5rem;
    align-items: start;
    margin-bottom: 2rem;
}

.subscribe-block__form {
    width: 100%;
    min-width: 0;
}

.subscribe-block__copy p {
    color: var(--text-muted);
    line-height: 1.75;
    margin-top: 1rem;
    font-size: 0.97rem;
}

.subscribe-block__copy .section-title {
    margin-top: 0;
}

.form-privacy {
    font-size: 0.78rem;
    color: var(--text-muted);
    line-height: 1.6;
}

.form-privacy a {
    color: var(--navy);
    text-decoration: underline;
}

@media (max-width: 1080px) {
    .subscribe-block__grid { grid-template-columns: 1fr; gap: 2.5rem; }
}

/* ── Accordion (Read More/Less) ──────────────────────────────────── */
.accordion-item {
    border-bottom: 1px solid var(--border);
}

.accordion-trigger {
    width: 100%;
    background: none;
    border: none;
    text-align: left;
    padding: 1.25rem 0;
    display: flex;
    align-items: center;
    justify-content: space-between;
    cursor: pointer;
    font-family: var(--font-body);
    font-size: 1rem;
    font-weight: 600;
    color: var(--navy);
    transition: color var(--transition);
}

.accordion-trigger:hover { color: var(--gold-dark); }

.accordion-icon {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--bg-section);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    transition: transform var(--transition), background var(--transition);
    font-size: 1rem;
    color: var(--navy);
}

.accordion-trigger[aria-expanded="true"] .accordion-icon {
    transform: rotate(45deg);
    background: var(--gold);
    color: #fff;
}

.accordion-body {
    overflow: hidden;
    max-height: 0;
    transition: max-height 0.45s cubic-bezier(0.4, 0, 0.2, 1);
}

.accordion-body-inner {
    padding: 0 0 1.5rem;
    font-size: 0.95rem;
    color: var(--text-muted);
    line-height: 1.8;
}

/* ── Fund Documents Section (fund pages) ────────────────────────── */
.fund-docs-section {
    background: var(--bg);
}

.fund-docs-section__heading {
    font-size: 1.75rem;
    color: var(--navy);
    margin-bottom: 1.5rem;
}

.fund-docs-section__rule {
    border: none;
    border-top: 1px solid var(--border);
    margin: 0 0 2rem;
}

.fund-docs-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.25rem;
    margin-bottom: 2rem;
}

.fund-doc-card {
    background: var(--navy-dark);
    border-radius: var(--radius-lg);
    padding: 1.75rem;
    display: flex;
    flex-direction: column;
    gap: 1rem;
    text-decoration: none;
    transition: transform var(--transition), box-shadow var(--transition);
}

.fund-doc-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 32px rgba(25,61,111,0.2);
}

.fund-doc-card__icon {
    width: 44px;
    height: 44px;
    background: rgba(255,255,255,0.08);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gold-light);
    flex-shrink: 0;
}

.fund-doc-card__icon svg {
    width: 20px;
    height: 20px;
}

.fund-doc-card h3 {
    font-size: 1rem;
    font-weight: 700;
    color: #fff;
    margin: 0;
}

.fund-doc-card p {
    font-size: 0.85rem;
    color: rgba(255,255,255,0.55);
    line-height: 1.6;
    margin: 0;
}

.fund-docs-additional {
    padding: 1.5rem 0 0.5rem;
}

.fund-docs-additional__label {
    font-size: 0.72rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--text-muted);
    margin-bottom: 1rem;
}

.fund-docs-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 0.6rem;
}

.fund-docs-tag {
    display: inline-block;
    padding: 0.45rem 1rem;
    border: 1px solid var(--border);
    border-radius: 999px;
    font-size: 0.82rem;
    font-weight: 500;
    color: var(--gold-dark);
    text-decoration: none;
    transition: background var(--transition), border-color var(--transition), color var(--transition);
    background: #fff;
}

.fund-docs-tag:hover {
    background: var(--navy);
    border-color: var(--navy);
    color: #fff;
}

.fund-docs-tag--view-all {
    font-weight: 600;
    color: var(--navy);
    border-color: var(--navy);
}

.fund-docs-tag--view-all:hover {
    background: var(--navy);
    color: #fff;
}

.fund-docs-additional__header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 1rem;
}

.fund-docs-view-all {
    display: inline-flex;
    align-items: center;
    gap: 0.35rem;
    background: none;
    border: 1px solid var(--navy);
    border-radius: 999px;
    padding: 0.35rem 0.9rem;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--navy);
    cursor: pointer;
    transition: background var(--transition), color var(--transition);
}

.fund-docs-view-all:hover {
    background: var(--navy);
    color: #fff;
}

.fund-docs-view-all__count {
    opacity: 0.65;
    font-weight: 400;
}

.fund-docs-view-all__chevron {
    width: 14px;
    height: 14px;
    transition: transform 0.2s ease;
    flex-shrink: 0;
}

/* Full list table */
.fund-docs-list {
    margin-top: 1.5rem;
}

.fund-docs-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.875rem;
}

.fund-docs-table thead th {
    text-align: left;
    font-size: 0.7rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--text-muted);
    padding: 0 0.75rem 0.75rem 0;
    border-bottom: 1px solid var(--border);
}

.fund-docs-table tbody tr {
    border-bottom: 1px solid var(--border-light, #f3f4f6);
    transition: background 0.15s;
}

.fund-docs-table tbody tr:hover {
    background: var(--bg-alt, #f8f5f1);
}

.fund-docs-table td {
    padding: 0.85rem 0.75rem 0.85rem 0;
    vertical-align: middle;
    color: var(--text);
}

.fund-docs-table__name {
    font-weight: 500;
}

.fund-docs-table__date {
    color: var(--text-muted);
    white-space: nowrap;
}

.fund-docs-type-badge {
    display: inline-block;
    font-size: 0.7rem;
    font-weight: 600;
    padding: 0.2rem 0.6rem;
    border-radius: 999px;
    background: rgba(25,61,111,0.08);
    color: var(--navy);
    white-space: nowrap;
}

.fund-docs-table__action {
    text-align: right;
    white-space: nowrap;
}

.fund-docs-download {
    display: inline-flex;
    align-items: center;
    gap: 0.3rem;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--gold-dark);
    text-decoration: none;
    transition: color var(--transition);
}

.fund-docs-download svg {
    width: 14px;
    height: 14px;
}

.fund-docs-download:hover {
    color: var(--navy);
}

@media (max-width: 768px) {
    .fund-docs-cards { grid-template-columns: 1fr; }
    .fund-docs-table thead th:nth-child(2),
    .fund-docs-table td:nth-child(2) { display: none; }
    .fund-docs-table thead th:nth-child(3),
    .fund-docs-table td:nth-child(3) { display: none; }
}

/* ── Documents List Template ─────────────────────────────────────── */
.docs-list-section {
    background: var(--bg);
}

.docs-list-group {
    margin-bottom: 3.5rem;
}

.docs-list-group__title {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 1.25rem;
}

.docs-list-table {
    border-radius: var(--radius-lg);
    overflow: hidden;
    border: 1px solid var(--border);
}

.docs-list-header {
    display: flex;
    justify-content: space-between;
    padding: 0.65rem 1.5rem;
    background: var(--bg-section);
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--text-muted);
    border-bottom: 1px solid var(--border);
}

.docs-list-row {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1.1rem 1.5rem;
    background: #fff;
    border-bottom: 1px solid var(--border);
    text-decoration: none;
    transition: background var(--transition);
}

.docs-list-row:last-child { border-bottom: none; }

.docs-list-row:hover { background: #fafafa; }

.docs-list-row__left {
    display: flex;
    align-items: center;
    gap: 1rem;
}

.docs-list-icon {
    width: 40px;
    height: 40px;
    background: var(--navy-dark);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--gold-light);
    flex-shrink: 0;
}

.docs-list-icon svg {
    width: 18px;
    height: 18px;
}

.docs-list-row__name {
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--navy);
    margin: 0;
}

.docs-list-row__date {
    font-size: 0.78rem;
    color: var(--text-muted);
    margin: 0.15rem 0 0;
}

.docs-list-row__open {
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--gold-dark);
    white-space: nowrap;
    transition: color var(--transition);
}

.docs-list-row:hover .docs-list-row__open { color: var(--navy); }

/* ── Security & Privacy page ────────────────────────────────────── */
.sp-section {
    background: #fff;
}

.sp-intro {
    font-size: 1rem;
    color: var(--text-muted);
    line-height: 1.85;
    margin-bottom: 2.5rem;
}

.sp-accordion-item {
    border-bottom: none;
    border-top: 1px solid var(--border);
}

.sp-accordion-item:last-child {
    border-bottom: 1px solid var(--border);
}

.sp-accordion-trigger {
    font-size: 1.05rem;
    font-weight: 600;
    color: var(--navy);
    padding: 1.35rem 0;
}

.sp-accordion-trigger:hover { color: var(--gold-dark); }

/* Chevron icon — same style as fund page risk factors */
.sp-accordion-icon {
    width: 9px;
    height: 9px;
    background: none !important;
    border-radius: 0 !important;
    border-right: 2px solid var(--text-muted);
    border-bottom: 2px solid var(--text-muted);
    transform: rotate(45deg);
    transition: transform 0.3s ease, border-color 0.3s ease;
    margin-bottom: 3px;
    flex-shrink: 0;
    font-size: 0;
}

.sp-accordion-trigger[aria-expanded="true"] .sp-accordion-icon {
    transform: rotate(-135deg) !important;
    margin-bottom: -3px;
    border-color: var(--gold-dark);
    background: none !important;
    color: transparent;
}

.sp-accordion-body {
    padding-bottom: 1.5rem;
}

.sp-accordion-body p {
    font-size: 0.95rem;
    color: var(--text-muted);
    line-height: 1.85;
    margin-bottom: 0.85rem;
}

.sp-accordion-body p:last-child { margin-bottom: 0; }

.sp-resources-label {
    font-size: 0.75rem !important;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--navy) !important;
    margin-top: 1.25rem !important;
    margin-bottom: 0.6rem !important;
}

.sp-resources-list {
    list-style: none;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 0.4rem;
}

.sp-resources-list li {
    font-size: 0.9rem;
    color: var(--text-muted);
    padding-left: 1rem;
    position: relative;
}

.sp-resources-list li::before {
    content: '→';
    position: absolute;
    left: 0;
    color: var(--gold-dark);
    font-size: 0.8rem;
}

/* ── Risk Factors (fund pages) ───────────────────────────────────── */
.risk-factors-section {
    background: #f0f2f5;
    padding-top: 1.5rem;
    padding-bottom: 3rem;
}

.risk-factors-trigger {
    width: 100%;
    background: none;
    border: none;
    border-bottom: 1px solid rgba(0,0,0,0.12);
    text-align: left;
    padding: 1.1rem 0;
    display: flex;
    align-items: center;
    justify-content: space-between;
    cursor: pointer;
    font-family: var(--font-body);
    font-size: 1rem;
    font-weight: 700;
    color: var(--navy);
    text-decoration: underline;
    text-underline-offset: 3px;
    transition: color var(--transition);
}

.risk-factors-trigger:hover { color: var(--navy-dark); }

.risk-factors-icon {
    width: 9px;
    height: 9px;
    flex-shrink: 0;
    border-right: 2px solid rgba(0,0,0,0.5);
    border-bottom: 2px solid rgba(0,0,0,0.5);
    transform: rotate(45deg);
    transition: transform 0.3s ease;
    margin-bottom: 3px;
}

.risk-factors-trigger[aria-expanded="true"] .risk-factors-icon {
    transform: rotate(-135deg);
    margin-bottom: -3px;
}

.risk-factors-body {
    overflow: hidden;
    transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.risk-factors-list {
    list-style: none;
    padding: 0;
    margin: 1rem 0 0.85rem;
    display: flex;
    flex-direction: column;
    gap: 0.45rem;
}

.risk-factors-list li {
    font-size: 0.78rem;
    color: rgba(0,0,0,0.65);
    line-height: 1.7;
}

.risk-factors-list li strong {
    color: rgba(0,0,0,0.85);
    font-weight: 600;
}

.risk-factors-note {
    font-size: 0.75rem;
    font-weight: 600;
    color: rgba(0,0,0,0.55);
    font-style: italic;
    margin: 0 0 1.25rem;
}

.risk-factors-note a {
    color: var(--navy);
    text-decoration: underline;
    text-underline-offset: 2px;
}

.risk-factors-note a:hover { color: var(--navy-dark); }

.risk-factors-sublist {
    padding: 0 0 0 1.25rem;
    margin: 0.5rem 0 0 0.5rem;
    display: flex;
    flex-direction: column;
    gap: 0.35rem;
}

.risk-factors-sublist li {
    font-size: 0.78rem;
    color: rgba(0,0,0,0.6);
    line-height: 1.7;
    list-style: disc;
}

/* ── Footer ──────────────────────────────────────────────────────── */
.site-footer {
    background: var(--navy-dark);
    color: rgba(255,255,255,0.85);
}

.footer-main {
    padding: 4rem 0 3rem;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 3rem;
}

.footer-brand .site-logo__img { filter: brightness(0) invert(1); }
.footer-brand .logo-name { color: #fff; }
.footer-brand .logo-sub  { color: #fff; }
.footer-brand p {
    margin-top: 1rem;
    font-size: 1rem;
    color: #fff;
    max-width: 280px;
    line-height: 1.7;
}

.footer-col h2 {
    font-family: var(--font-body);
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--gold-light);
    margin-bottom: 1.25rem;
}

.footer-col ul { display: flex; flex-direction: column; gap: 0.6rem; }
.footer-col ul li a {
    font-size: 0.88rem;
    color: #fff;
    transition: color var(--transition);
}
.footer-col ul li a:hover { color: var(--gold-light); }

.footer-bottom {
    padding: 1.5rem 0;
}

.footer-bottom .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    flex-wrap: wrap;
    border-top: 1px solid rgba(255,255,255,0.12);
    padding-top: 1.5rem;
}

.footer-bottom p {
    font-size: 0.82rem;
    color: #fff;
    margin: 0;
}

.footer-disclosure {
    padding: 2rem 0 1.5rem;
}

.footer-disclosure .container {
    border-top: 1px solid rgba(255,255,255,0.12);
    padding-top: 2rem;
}

.footer-disclosure__label {
    font-size: 0.65rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--gold-light);
    margin-bottom: 1rem;
}

.footer-disclosure__grid {
    display: flex;
    flex-direction: column;
    gap: 0.65rem;
    margin-bottom: 1.25rem;
}

.footer-disclosure__grid p,
.footer-disclosure p {
    font-size: 0.85rem;
    color: #fff;
    line-height: 1.75;
    margin: 0;
}

.footer-disclosure__badges {
    display: flex;
    gap: 0;
    margin-top: 1.25rem;
    padding-top: 1rem;
    border-top: 1px solid rgba(255,255,255,0.1);
}

.footer-disclosure__badges span {
    font-size: 0.65rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: #fff;
    padding-right: 1.25rem;
    margin-right: 1.25rem;
    border-right: 1px solid rgba(255,255,255,0.15);
}

.footer-disclosure__badges span:last-child {
    border-right: none;
    padding-right: 0;
    margin-right: 0;
}


/* ── Skip to content (accessibility) ────────────────────────────── */
.skip-to-content {
    position: absolute;
    top: -100%;
    left: 1rem;
    z-index: 9999;
    background: var(--navy);
    color: #fff;
    font-size: 0.9rem;
    font-weight: 600;
    padding: 0.6rem 1.25rem;
    border-radius: 0 0 6px 6px;
    text-decoration: none;
    transition: top 0.15s ease;
}
.skip-to-content:focus {
    top: 0;
    outline: 3px solid var(--gold-light);
    outline-offset: 2px;
}

/* ── Screen-reader only utility ─────────────────────────────── */
.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}

/* ── Preloader ───────────────────────────────────────────────────── */
#preloader {
    position: fixed;
    inset: 0;
    background: var(--navy-dark);
    display: flex;
    align-items: center;
    justify-content: center;
    z-index: 9999;
    transition: opacity 0.65s ease, visibility 0.65s ease;
}

#preloader.preloader--hidden {
    opacity: 0;
    visibility: hidden;
    pointer-events: none;
}

.preloader__inner {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 2.5rem;
}

.preloader__logo-img {
    height: 60px;
    width: auto;
    filter: brightness(0) invert(1);
    animation: preloaderPulse 1.8s ease-in-out infinite;
}

.preloader__logo-text {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.5rem;
    text-align: center;
}

.preloader__logo-text span {
    font-family: var(--font-heading);
    font-size: 3rem;
    font-weight: 700;
    color: #fff;
    letter-spacing: -0.02em;
    animation: preloaderPulse 1.8s ease-in-out infinite;
}

.preloader__logo-text span em {
    font-style: normal;
    color: var(--gold);
}

.preloader__logo-text small {
    font-family: var(--font-body);
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.22em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.38);
}

.preloader__bar {
    width: 150px;
    height: 2px;
    background: rgba(255,255,255,0.08);
    border-radius: 2px;
    overflow: hidden;
}

.preloader__bar-fill {
    height: 100%;
    width: 0;
    background: linear-gradient(to right, var(--gold), var(--teal));
    border-radius: 2px;
    animation: preloaderBar 1.8s cubic-bezier(0.4, 0, 0.2, 1) forwards;
}

/* ── Hero decorative shapes ──────────────────────────────────────── */
.hero__shapes {
    position: absolute;
    inset: 0;
    z-index: 1;
    pointer-events: none;
    overflow: hidden;
}

.hero__shape {
    position: absolute;
    border-radius: 50%;
}

.hero__shape--ring-lg {
    right: 8%;
    top: 18%;
    width: 340px;
    height: 340px;
    border: 1px solid rgba(195,165,82,0.2);
    animation: floatY 9s ease-in-out infinite;
}

.hero__shape--ring-md {
    right: 20%;
    top: 48%;
    width: 180px;
    height: 180px;
    border: 1px solid rgba(126,190,197,0.18);
    animation: floatY 7s ease-in-out infinite 2.5s;
}

.hero__shape--ring-sm {
    right: 6%;
    top: 56%;
    width: 90px;
    height: 90px;
    border: 1px solid rgba(195,165,82,0.15);
    animation: floatY 5s ease-in-out infinite 1s;
}

.hero__shape--dot {
    right: 14%;
    top: 30%;
    width: 10px;
    height: 10px;
    background: var(--gold);
    opacity: 0.55;
    animation: heroOrb 4s ease-in-out infinite 0.5s;
}

.hero__shape--dot-sm {
    right: 24%;
    top: 62%;
    width: 6px;
    height: 6px;
    background: var(--teal);
    opacity: 0.45;
    animation: heroOrb 5s ease-in-out infinite 3s;
}

.hero__shape--orb {
    right: -5%;
    top: 10%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(195,165,82,0.06) 0%, transparent 65%);
    animation: heroOrb 12s ease-in-out infinite;
}

@media (max-width: 900px) {
    .hero__shape--ring-lg { width: 220px; height: 220px; right: 2%; }
    .hero__shape--ring-md { display: none; }
    .hero__shape--orb     { width: 300px; height: 300px; }
}

/* ── Hero wave ───────────────────────────────────────────────────── */
.hero__wave {
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    overflow: hidden;
    line-height: 0;
    z-index: 3;
}

.hero__wave svg {
    display: block;
    width: 100%;
    height: 72px;
}

.hero__wave path { fill: var(--navy-dark); }

/* ── Responsive ──────────────────────────────────────────────────── */
/* ── Strategy Groups ─────────────────────────────────────────────── */
.strategy-group {
    padding: var(--section-py) 0;
}
.strategy-group--alt {
    background: #eef4fb;
}
.strategy-group--alt h2 { color: var(--navy); }
.strategy-group--alt .strategy-group__desc { color: var(--text-muted); }
.strategy-group--alt .strategy-group__number { color: var(--gold); opacity: 0.25; }

.strategy-group--white { background: #fff; }
.strategy-group--white h2 { color: var(--navy); }
.strategy-group--white .strategy-group__desc { color: var(--text-muted); }
.strategy-group--white .strategy-group__number { color: var(--gold); opacity: 0.25; }
.strategy-group--white .strategy-vehicles__divider span { background: #fff; }
.strategy-group--white .strategy-vehicle-card { background: #f8f5f1; }

/* ── SMA-Only Group & Banner ─────────────────────────────────────── */
.strategy-group--sma-only {
    background: #fff;
}
.strategy-group--sma-only h2 { color: var(--navy); }
.strategy-group--sma-only .strategy-group__desc { color: var(--text-muted); }
.strategy-group--sma-only .strategy-group__number { color: var(--gold-dark); opacity: 0.2; }
.strategy-group--sma-only .strategy-vehicle-card--full {
    background: #f8f5f1;
    border: 1px solid rgba(148,112,0,0.25);
    box-shadow: 0 4px 20px rgba(15,34,70,0.06);
}
.strategy-group--sma-only .strategy-vehicles__divider span { background: #fff; }
.sma-only-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3.5rem;
    align-items: start;
}
.sma-only-split__left .strategy-group__desc {
    color: var(--text-muted);
    margin-top: 0;
}
@media (max-width: 900px) {
    .sma-only-split {
        grid-template-columns: 1fr;
        gap: 2rem;
    }
}

.sma-only-section-banner {
    background: #c9a84c;
    padding: 1.4rem 0;
}
.sma-only-banner__inner {
    display: flex;
    align-items: center;
    gap: 1.5rem;
}
.sma-only-banner__line {
    flex: 1;
    height: 1px;
    background: rgba(255,255,255,0.5);
    display: block;
}
.sma-only-section-banner p {
    color: #fff;
    font-family: var(--font-heading);
    font-size: 1.2rem;
    font-weight: 600;
    white-space: nowrap;
    margin: 0;
}

.sma-section-intro {
    background: #fff;
    padding: 4rem 0 2rem;
}
.sma-section-intro__inner {
    max-width: 720px;
}
.sma-section-intro__body {
    margin-top: 1.25rem;
    color: var(--text-muted);
    font-size: 1.05rem;
    line-height: 1.75;
}


.section--dark-navy {
    background: var(--navy-dark);
    padding: var(--section-py) 0;
}

.strategy-group__header {
    display: flex;
    align-items: flex-start;
    gap: 2rem;
    margin-bottom: 3rem;
}
.strategy-group__number {
    font-family: var(--font-heading);
    font-size: 4rem;
    font-weight: 700;
    color: var(--gold);
    opacity: 0.25;
    line-height: 1;
    flex-shrink: 0;
    margin-top: -0.5rem;
}
.strategy-group__desc {
    color: var(--text-muted);
    font-size: 1.05rem;
    line-height: 1.75;
    margin-bottom: 2rem;
}

.strategy-vehicles {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 0;
    align-items: stretch;
}
.strategy-vehicles__divider {
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 0 1rem;
    position: relative;
}
.strategy-vehicles__divider::before {
    content: none;
}
.strategy-vehicles__divider span {
    font-family: "DM Mono", monospace;
    font-size: 0.62rem;
    font-weight: 800;
    letter-spacing: .14em;
    color: #c9a84c;
    background: var(--bg-light);
    padding: .4rem .3rem;
    border: 1px solid rgba(201,168,76,.4);
    writing-mode: vertical-rl;
    text-orientation: mixed;
    position: relative;
    z-index: 1;
    flex-shrink: 0;
}
.strategy-group--alt .strategy-vehicles__divider span,
.strategy-group--white .strategy-vehicles__divider span {
    background: #fff;
}

.strategy-vehicle-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 2.5rem;
    display: flex;
    flex-direction: column;
    gap: 1rem;
    transition: box-shadow var(--transition), transform var(--transition);
    overflow: visible;
}
.strategy-vehicle-card:hover {
    box-shadow: 0 12px 40px rgba(25,61,111,0.12);
    transform: translateY(-3px);
}
.strategy-vehicle-card--etf {
    /* border-top removed — replaced by badge header bar */
}
.strategy-vehicle-card--etf > .btn {
    margin-top: auto;
    width: 100%;
    justify-content: center;
}
.strategy-vehicle-card--sma {
    background: #fdf8ef;
    /* border-top removed — replaced by badge header bar */
}
.strategy-vehicle-card--sma h3 {
    color: var(--gold-dark);
}
.strategy-sma-tag {
    background: rgba(25,61,111,0.1);
    color: var(--navy);
}
.sma-btn-group {
    margin-top: auto;
    display: flex;
    gap: 0.75rem;
    flex-wrap: wrap;
}
.sma-btn-group .btn {
    flex: 1;
    justify-content: center;
    min-width: 0;
}
.strategy-group--alt .strategy-vehicle-card--sma {
    background: #fdf8ef;
}

/* ── Feature pill tooltips ───────────────────────────────────────────────── */
.has-tooltip {
    position: relative;
    cursor: pointer;
}
.has-tooltip::after {
    content: attr(data-tooltip);
    position: absolute;
    bottom: calc(100% + 8px);
    left: 50%;
    transform: translateX(-50%);
    background: var(--navy);
    color: #fff;
    font-size: 0.72rem;
    line-height: 1.55;
    padding: 0.5rem 0.75rem;
    border-radius: 6px;
    width: 210px;
    text-align: center;
    pointer-events: none;
    opacity: 0;
    transition: opacity 0.18s ease;
    z-index: 200;
    white-space: normal;
}
.has-tooltip::before {
    content: '';
    position: absolute;
    bottom: calc(100% + 2px);
    left: 50%;
    transform: translateX(-50%);
    border: 5px solid transparent;
    border-top-color: var(--navy);
    pointer-events: none;
    opacity: 0;
    transition: opacity 0.18s ease;
    z-index: 200;
}
.has-tooltip:hover::after,
.has-tooltip:hover::before {
    opacity: 1;
}
.strategy-vehicle-card--full {
    display: block;
    padding: 0;
}
.strategy-vehicle-card--full__content {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}
.strategy-vehicle-card--full__inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    gap: 3rem;
    padding: 2rem 2.5rem 2.5rem;
}
.strategy-vehicle-card--full .strategy-vehicle-card__badge {
    display: block;
    margin: 0;
    width: 100%;
}
.strategy-vehicle-card--full__actions {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    justify-content: center;
    gap: 1.25rem;
}
.strategy-vehicle-card--full .sma-btn-group {
    flex-direction: row;
    flex-wrap: nowrap;
    gap: 0.75rem;
}
.strategy-vehicle-card--full .sma-btn-group .btn {
    white-space: nowrap;
    justify-content: center;
}
@media (max-width: 768px) {
    .strategy-vehicle-card--full__inner {
        grid-template-columns: 1fr;
        gap: 1.5rem;
    }
}
.strategy-group--alt .strategy-vehicle-card {
    background: #fff;
}

.strategy-vehicle-card__badge {
    display: block;
    margin: -2.5rem -2.5rem 1.25rem;
    padding: 0.65rem 2.5rem;
    text-align: center;
    font-family: "DM Mono", monospace;
    font-size: 1rem;
    font-weight: 800;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    border-radius: var(--radius-lg) var(--radius-lg) 0 0;
    background: #0f2246;
    color: #fff;
    width: auto;
}
.strategy-vehicle-card__badge--gold {
    background: #c9a84c;
    color: #0c1829;
}

.strategy-vehicle-card h3 {
    font-size: 1.15rem;
    color: var(--navy);
    font-family: var(--font-heading);
    margin: 0;
}
.strategy-vehicle-card p {
    color: var(--text-muted);
    font-size: 0.95rem;
    line-height: 1.7;
    flex: 1;
}

.strategy-vehicle-card__features {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    margin-top: 0.25rem;
}
.strategy-vehicle-card__features span {
    font-size: 0.72rem;
    font-weight: 600;
    color: var(--text-muted);
    background: var(--bg-section);
    border: 1px solid var(--border);
    border-radius: 100px;
    padding: 0.2rem 0.7rem;
    letter-spacing: 0.02em;
}

.btn-outline-navy {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.65rem 1.5rem;
    border-radius: 100px;
    font-size: 0.88rem;
    font-weight: 600;
    transition: all var(--transition);
    cursor: pointer;
    background: transparent;
    border: 2px solid var(--navy);
    color: var(--navy);
    text-decoration: none;
    width: fit-content;
}
.btn-outline-navy:hover {
    background: var(--navy);
    color: #fff;
}

.check-list {
    list-style: none;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}
.check-list li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    color: rgba(255,255,255,0.8);
    font-size: 0.95rem;
}
.check-list--dark li { color: var(--text-muted); }
.check-list--dark li strong { color: var(--navy); }
.check-list li::before {
    content: '';
    width: 18px;
    height: 18px;
    background: var(--gold);
    border-radius: 50%;
    flex-shrink: 0;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23193D6F' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='20 6 9 17 4 12'/%3E%3C/svg%3E");
    background-size: 12px;
    background-repeat: no-repeat;
    background-position: center;
}

.strategies-img-frame {
    border-radius: var(--radius-lg);
    overflow: hidden;
    height: 420px;
    box-shadow: 0 24px 60px rgba(0,0,0,0.35);
}
.strategies-img-frame img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* ── Why CresAlta ETFs section ───────────────────────────────────── */
.why-etf-heading { width: 100%; }
.why-etf-grid { align-items: start; }

.why-etf-block-label {
    font-size: 0.85rem;
    font-weight: 700;
    letter-spacing: 0.02em;
    color: var(--text-muted);
    margin-bottom: 1rem;
}
.why-etf-block-label--gold { color: var(--gold); }
.section--dark.why-etf-section .why-etf-block-label--gold { color: var(--gold-light); }
.section--dark.why-etf-section .section-label { color: var(--gold-light); }

.why-etf-problem {
    padding-bottom: 1.75rem;
    border-bottom: 1px solid var(--border);
    margin-bottom: 0;
}

.why-etf-x-list {
    list-style: none;
    padding: 0;
    display: flex;
    flex-direction: column;
    gap: 0.55rem;
}
.why-etf-x-list li {
    display: flex;
    align-items: center;
    gap: 0.85rem;
    color: var(--text-muted);
    font-size: 0.9rem;
}
.why-etf-x-list li::before {
    content: '—';
    font-size: 0.85rem;
    color: var(--text-muted);
    flex-shrink: 0;
}

/* Pillar variant for dark backgrounds */
.strength-pillars--on-dark li strong { color: #fff; }
.strength-pillars--on-dark li p { color: rgba(255,255,255,0.6); }

/* Why ETF section on dark background */
.section--dark.why-etf-section .strength-pillars li strong { color: #fff; }
.section--dark.why-etf-section .strength-pillars li p { color: rgba(255,255,255,0.65); }
.section--dark.why-etf-section .why-etf-problem { border-bottom-color: rgba(255,255,255,0.15); }
.section--dark.why-etf-section .why-etf-x-list--gold li { color: rgba(255,255,255,0.85); }
.section--dark.why-etf-section .section-title { color: #fff; }
.section--dark.why-etf-section p { color: rgba(255,255,255,0.75); }

/* ── ETF vs SMA Section ─────────────────────────────────────────────────── */
.etf-vs-sma-section {
    background: var(--bg-light);
}
.etf-vs-sma-intro {
    max-width: 680px;
    margin: 1rem auto 0;
    color: var(--text-muted);
    line-height: 1.8;
    text-align: center;
}
.etf-vs-sma-grid {
    display: grid;
    grid-template-columns: 1fr auto 1fr;
    gap: 2rem;
    margin-top: 3rem;
    align-items: stretch;
}
.etf-vs-sma-card {
    background: #fff;
    border-radius: var(--radius-lg);
    border: 1px solid #e5e7eb;
    padding: 2.25rem 2rem;
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
    box-shadow: 0 2px 12px rgba(0,0,0,0.05);
}
.etf-vs-sma-card--etf {
    border-top: 4px solid var(--navy);
}
.etf-vs-sma-card--sma {
    border-top: 4px solid var(--gold-dark);
}
.etf-vs-sma-card__badge {
    display: inline-block;
    background: var(--navy);
    color: #fff;
    font-size: 0.7rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    padding: 0.25rem 0.65rem;
    border-radius: 4px;
    width: fit-content;
}
.etf-vs-sma-card__badge--gold {
    background: var(--gold-dark);
}
.etf-vs-sma-card__title {
    font-size: 1.35rem;
    color: var(--navy);
    margin: 0;
}
.etf-vs-sma-card__lead {
    font-size: 0.95rem;
    color: var(--text-muted);
    line-height: 1.7;
    margin: 0;
    padding-bottom: 1rem;
    border-bottom: 1px solid #e5e7eb;
}
.etf-vs-sma-card__features {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 1rem;
    flex: 1;
}
.etf-vs-sma-card__features li {
    display: flex;
    gap: 0.85rem;
    align-items: flex-start;
}
.etf-vs-sma-card__features li p {
    font-size: 0.85rem;
    color: var(--text-muted);
    margin: 0.2rem 0 0;
    line-height: 1.6;
}
.etf-vs-sma-card__features li strong {
    font-size: 0.9rem;
    color: var(--navy);
}
.etf-vs-sma-card__icon {
    flex-shrink: 0;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: rgba(25,61,111,0.1);
    color: var(--navy);
    font-size: 0.75rem;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-top: 2px;
}
.etf-vs-sma-card__icon--gold {
    background: rgba(148,112,0,0.12);
    color: var(--gold-dark);
}
.etf-vs-sma-divider {
    display: flex;
    align-items: center;
    justify-content: center;
    flex-direction: column;
}
.etf-vs-sma-divider span {
    background: #e5e7eb;
    color: var(--text-muted);
    font-size: 0.8rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    padding: 0.4rem 0.6rem;
    border-radius: 20px;
}
@media (max-width: 768px) {
    .etf-vs-sma-grid {
        grid-template-columns: 1fr;
    }
    .etf-vs-sma-divider {
        flex-direction: row;
        gap: 1rem;
    }
    .etf-vs-sma-divider::before,
    .etf-vs-sma-divider::after {
        content: '';
        flex: 1;
        height: 1px;
        background: #e5e7eb;
    }
}

/* Image frame on dark bg — use box-shadow glow instead of z-index ring */
.why-etf-visual {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow:
        0 4px 6px rgba(25,61,111,0.07),
        0 10px 20px rgba(25,61,111,0.12),
        0 24px 48px rgba(25,61,111,0.18),
        0 2px 0 rgba(195,165,82,0.3);
    transform: perspective(1000px) rotateY(2deg) rotateX(1deg);
    transition: transform 0.4s ease, box-shadow 0.4s ease;
}
.why-etf-visual:hover {
    transform: perspective(1000px) rotateY(0deg) rotateX(0deg);
    box-shadow: 0 32px 64px rgba(25,61,111,0.22);
}
.why-etf-visual img { width: 100%; height: 260px; object-fit: cover; display: block; }

.why-etf-x-list--gold {
    list-style: none;
    padding: 0;
    margin: 0.75rem 0 0;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
}
.why-etf-x-list--gold li {
    display: flex;
    align-items: flex-start;
    gap: 0.6rem;
    color: var(--text);
    font-size: 0.95rem;
    line-height: 1.5;
}
.why-etf-x-list--gold li::before {
    content: "✓";
    color: var(--gold-light);
    font-weight: 700;
    font-size: 1rem;
    flex-shrink: 0;
    margin-top: 0.05rem;
}


@media (max-width: 1080px) {
    .approach-grid { grid-template-columns: 1fr; gap: 3rem; }
    .footer-grid   { grid-template-columns: 1fr 1fr; gap: 2rem; }
    .contact-layout { grid-template-columns: 1fr; gap: 3rem; }
    .strategy-vehicles { grid-template-columns: 1fr; }
    .strategy-vehicles__divider { padding: 1rem 0; flex-direction: row; }
    .strategy-vehicles__divider::before { top: 50%; bottom: auto; left: 10%; right: 10%; width: auto; height: 1px; transform: none; background: rgba(201,168,76,.4); }
    .strategy-vehicles__divider span { writing-mode: horizontal-tb; padding: .3rem .6rem; }
    .strategy-group__header { flex-direction: column; gap: 0.5rem; }
    .strategy-group__number { font-size: 2.5rem; }
}

@media (max-width: 768px) {
    :root { --section-py: 4rem; }

    .stats-bar .container { grid-template-columns: 1fr; gap: 1.5rem; }
    .philosophy-grid { grid-template-columns: 1fr; }
    .team-grid { grid-template-columns: repeat(auto-fill, minmax(160px, 1fr)); gap: 1.25rem; }
    .form-row { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; gap: 2rem; }
    .hero__cta { flex-direction: column; }
    .bio-modal { padding: 2rem; }
    .bio-modal__header { flex-direction: column; text-align: center; gap: 1rem; }
    .contact-form input,
    .contact-form textarea,
    .contact-form select { font-size: 1rem; }
}

@media (max-width: 540px) {
    .bio-modal { padding: 1.25rem; }
    .team-grid { grid-template-columns: 1fr; gap: 1rem; }
}

/* ══════════════════════════════════════════════════════════════════
   FUND DATA COMPONENTS
   ══════════════════════════════════════════════════════════════════ */

/* ── Price Bar ──────────────────────────────────────────────────── */
.crst-price-bar {
    background: var(--navy-dark);
    border-bottom: 2px solid var(--gold);
    padding: 0;
}
.crst-price-bar__inner {
    display: flex;
    flex-wrap: wrap;
    gap: 0;
    padding: 0;
}
.crst-price-card {
    flex: 1 1 160px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 1rem 1.5rem;
    border-right: 1px solid rgba(255,255,255,0.08);
    min-width: 120px;
    transition: background var(--transition);
}
.crst-price-card:last-child { border-right: none; }
.crst-price-card:hover { background: rgba(255,255,255,0.04); }
.crst-price-card__label {
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.5);
    margin-bottom: 0.25rem;
}
.crst-price-card__value {
    font-size: 1.1rem;
    font-weight: 700;
    color: #fff;
    font-family: 'DM Mono', monospace;
}
.crst-price-card--change.pos .crst-price-card__value { color: #4cde8a; }
.crst-price-card--change.neg .crst-price-card__value { color: #ff6b6b; }
.crst-price-bar__asof {
    font-size: 0.7rem;
    color: rgba(255,255,255,0.35);
    padding: 0.35rem 0 0.5rem;
    margin: 0;
}

/* ── Fund Data Section wrapper ──────────────────────────────────── */
.crst-fund-data-section { padding-top: 0; }
.crst-fund-section {
    padding: 3rem 0;
    border-bottom: 1px solid var(--border);
}
.crst-fund-section:last-child { border-bottom: none; }
.crst-section-header {
    margin-bottom: 1.75rem;
}
.crst-section-header h2 {
    font-size: 1.6rem;
    margin-bottom: 0.75rem;
}
.crst-table-sub-heading {
    font-size: 0.9rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    text-transform: uppercase;
    color: var(--navy);
    margin-bottom: 0.75rem;
}

/* ── Fund Details Grid ──────────────────────────────────────────── */
.crst-details-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
    gap: 1px;
    background: var(--border);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    overflow: hidden;
}
.crst-detail-item {
    display: flex;
    flex-direction: column;
    padding: 1rem 1.25rem;
    background: var(--bg);
    gap: 0.2rem;
    transition: background var(--transition);
}
.crst-detail-item:hover { background: var(--bg-light); }
.crst-detail-item__label {
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--text-muted);
}
.crst-detail-item__value {
    font-size: 1rem;
    font-weight: 600;
    color: var(--navy);
}

/* ── Tables ─────────────────────────────────────────────────────── */
.crst-table-wrap {
    overflow-x: auto;
    border-radius: var(--radius);
    border: 1px solid var(--border);
}
.crst-perf-table,
.crst-holdings-table,
.crst-exposure-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.875rem;
}
.crst-perf-table th,
.crst-holdings-table th,
.crst-exposure-table th {
    background: var(--navy);
    color: #fff;
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    padding: 0.75rem 1rem;
    text-align: left;
    white-space: nowrap;
}
.crst-perf-table td,
.crst-holdings-table td,
.crst-exposure-table td {
    padding: 0.65rem 1rem;
    border-bottom: 1px solid var(--border);
    color: var(--text);
    vertical-align: middle;
}
.crst-perf-table tr:last-child td,
.crst-holdings-table tr:last-child td,
.crst-exposure-table tr:last-child td { border-bottom: none; }
.crst-perf-table tbody tr:hover,
.crst-holdings-table tbody tr:hover,
.crst-exposure-table tbody tr:hover { background: var(--bg-light); }
.crst-perf-disclaimer {
    font-size: 0.78rem;
    color: var(--text-muted);
    margin-bottom: 1.25rem;
    font-style: italic;
}

/* ── Holdings ───────────────────────────────────────────────────── */
.crst-holdings-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
}
.crst-row-num {
    color: var(--text-muted);
    font-size: 0.8rem;
    font-weight: 600;
}
.crst-ticker-cell {
    font-family: 'DM Mono', monospace;
    font-weight: 600;
    color: var(--navy);
    font-size: 0.82rem;
}
.crst-weight-wrap {
    display: flex;
    align-items: center;
    gap: 0.5rem;
}
.crst-weight-bar-bg {
    flex: 1;
    height: 4px;
    background: var(--border);
    border-radius: 2px;
    overflow: hidden;
    min-width: 60px;
}
.crst-weight-bar {
    display: block;
    height: 100%;
    background: var(--navy);
    border-radius: 2px;
    transition: width 1s ease;
}
.crst-weight-num {
    font-size: 0.82rem;
    font-weight: 600;
    color: var(--navy);
    white-space: nowrap;
    min-width: 3rem;
    text-align: right;
}
.crst-holdings-footer {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-top: 1.25rem;
    flex-wrap: wrap;
    gap: 0.5rem;
}
.crst-holdings-date {
    font-size: 0.75rem;
    color: var(--text-muted);
    font-style: italic;
    margin: 0;
}
.btn-sm { padding: 0.45rem 1rem; font-size: 0.82rem; }
.crst-csv-btn { cursor: pointer; }

/* ── Exposure: table + chart side-by-side ───────────────────────── */
.crst-exposure-wrap {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    align-items: start;
}
.crst-chart-wrap { min-height: 300px; }
.crst-highchart { width: 100%; min-height: 300px; }

/* ══ Responsive ══════════════════════════════════════════════════ */
@media (max-width: 900px) {
    .crst-holdings-grid  { grid-template-columns: 1fr; }
    .crst-exposure-wrap  { grid-template-columns: 1fr; }
}
@media (max-width: 600px) {
    .crst-price-bar__inner { flex-direction: column; gap: 0; }
    .crst-price-card { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.08); padding: 0.75rem 1.25rem; flex-direction: row; justify-content: space-between; }
    .crst-details-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 480px) {
    h1 { font-size: 2rem; }
    h2 { font-size: 1.6rem; }
}

/* ══════════════════════════════════════════════════════════════════
   FUND PAGE — BEAUTIFIED LAYOUT
   ══════════════════════════════════════════════════════════════════ */

/* ── Fund page load animations ───────────────────────────────────── */
@keyframes crst-fade-up  { from { opacity: 0; transform: translateY(22px); } to { opacity: 1; transform: none; } }
@keyframes crst-fade-in  { from { opacity: 0; } to { opacity: 1; } }
@keyframes crst-slide-down { from { opacity: 0; transform: translateY(-10px); } to { opacity: 1; transform: none; } }

.fund-hero__eyebrow     { animation: crst-fade-up 0.55s ease both; animation-delay: 0.05s; }
.fund-hero__ticker-badge{ animation: crst-fade-up 0.55s ease both; animation-delay: 0.15s; }
.fund-hero__title       { animation: crst-fade-up 0.6s  ease both; animation-delay: 0.25s; }
.fund-hero__lead        { animation: crst-fade-up 0.55s ease both; animation-delay: 0.35s; }
.fund-hero__actions     { animation: crst-fade-up 0.55s ease both; animation-delay: 0.45s; }
.fund-hero__stat:nth-child(1) { animation: crst-fade-up 0.45s ease both; animation-delay: 0.35s; }
.fund-hero__stat:nth-child(2) { animation: crst-fade-up 0.45s ease both; animation-delay: 0.45s; }
.fund-hero__stat:nth-child(3) { animation: crst-fade-up 0.45s ease both; animation-delay: 0.55s; }
.fund-hero__stat:nth-child(4) { animation: crst-fade-up 0.45s ease both; animation-delay: 0.65s; }
.crst-fund-price-bar    { animation: crst-slide-down 0.5s ease both; animation-delay: 0.5s; }
#fund-section-nav       { animation: crst-slide-down 0.4s ease both; animation-delay: 0.6s; }

/* ── Fund Hero (new layout) ──────────────────────────────────────── */
.fund-page .fund-hero {
    position: relative;
    padding: 5rem 0 4rem;
    overflow: hidden;
}
.fund-hero__bg-pattern {
    position: absolute; inset: 0;
    background-image: radial-gradient(circle at 70% 50%, rgba(195,165,82,0.12) 0%, transparent 60%),
                      linear-gradient(135deg, rgba(255,255,255,0.03) 25%, transparent 25%);
    pointer-events: none;
}
.fund-hero__inner {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 3rem;
    align-items: center;
}
.fund-hero__eyebrow {
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 1rem;
}
.fund-hero__ticker-badge {
    display: inline-block;
    background: rgba(195,165,82,0.15);
    border: 1px solid var(--gold);
    color: var(--gold);
    font-family: 'DM Mono', monospace;
    font-size: 0.85rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    padding: 0.3rem 0.85rem;
    border-radius: 4px;
    margin-bottom: 1rem;
}
.fund-hero__title {
    font-size: clamp(2rem, 4vw, 3rem);
    color: #fff;
    margin-bottom: 1rem;
    line-height: 1.15;
}
.fund-hero__lead {
    font-size: 1.05rem;
    color: rgba(255,255,255,0.75);
    margin-bottom: 2rem;
    max-width: 520px;
}
.fund-hero__actions { display: flex; gap: 1rem; flex-wrap: wrap; }
.btn-outline-light {
    border: 1.5px solid rgba(255,255,255,0.4);
    color: #fff;
    background: transparent;
    padding: 0.7rem 1.5rem;
    border-radius: var(--radius);
    font-weight: 600;
    font-size: 0.9rem;
    transition: all var(--transition);
    text-decoration: none;
    display: inline-flex;
    align-items: center;
}
.btn-outline-light:hover { background: rgba(255,255,255,0.1); border-color: #fff; }

.fund-hero__stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: var(--radius);
    overflow: hidden;
    min-width: 280px;
}
.fund-hero__stat {
    display: flex;
    flex-direction: column;
    padding: 1.1rem 1.25rem;
    background: rgba(0,0,0,0.25);
    gap: 0.25rem;
    transition: background var(--transition);
}
.fund-hero__stat:hover { background: rgba(255,255,255,0.06); }
.fund-hero__stat-label {
    font-size: 0.68rem;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: rgba(255,255,255,0.5);
}
.fund-hero__stat-value {
    font-size: 1rem;
    font-weight: 700;
    color: #fff;
}

/* ── Sticky Section Nav ──────────────────────────────────────────── */
.fund-section-nav {
    position: sticky;
    top: 80px;
    z-index: 89;
    background: transparent;
}
.fund-section-nav .container {
    width: calc(100% - 3rem) !important;
    max-width: 1200px;
    background: rgba(255,255,255,0.97);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    border: 1px solid rgba(25,61,111,0.10);
    border-top: none;
    border-radius: 0 0 12px 12px;
    box-shadow: 0 4px 16px rgba(25,61,111,0.09);
    padding: 0;
    overflow: hidden;
}
.fund-section-nav__list {
    display: flex;
    gap: 0;
    list-style: none;
    margin: 0; padding: 0;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
}
.fund-section-nav__list::-webkit-scrollbar { display: none; }
.fund-section-nav__link {
    display: block;
    padding: 0.85rem 1.25rem;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--text-muted);
    text-decoration: none;
    border-bottom: 3px solid transparent;
    white-space: nowrap;
    transition: all var(--transition);
}
.fund-section-nav__link:hover { color: var(--navy); border-bottom-color: var(--border); }
.fund-section-nav__link.active { color: var(--navy); border-bottom-color: var(--gold); }

/* ── Overview section ────────────────────────────────────────────── */
.fund-overview__grid {
    display: grid;
    grid-template-columns: 1fr 340px;
    gap: 3.5rem;
    align-items: start;
}
.fund-overview__heading {
    font-size: 1.75rem;
    margin-bottom: 0.75rem;
}
.fund-overview__body {
    font-size: 1.05rem;
    line-height: 1.8;
    color: var(--text-muted);
    margin-top: 1.25rem;
}

/* ── Mandate card ────────────────────────────────────────────────── */
.fund-mandate-card {
    display: flex;
    gap: 1.25rem;
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
    border-radius: var(--radius);
    padding: 1.75rem;
    margin-top: 2rem;
    align-items: flex-start;
}
.fund-mandate-card__icon {
    font-size: 1.5rem;
    color: var(--gold);
    flex-shrink: 0;
    margin-top: 0.1rem;
}
.fund-mandate-card__title {
    font-size: 1rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 0.5rem;
}
.fund-mandate-card p { color: rgba(255,255,255,0.8); font-size: 0.95rem; line-height: 1.7; margin: 0; }

/* ── Manager card ────────────────────────────────────────────────── */
.fund-mgr-card {
    display: flex;
    gap: 1.5rem;
    background: var(--bg-light);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 1.75rem;
    margin-top: 2rem;
    align-items: flex-start;
}
.fund-mgr-card__name { font-size: 1.1rem; font-weight: 700; margin-bottom: 0.2rem; }
.fund-mgr-card__title { font-size: 0.82rem; font-weight: 600; color: var(--gold-dark); margin-bottom: 0.75rem; }

/* ── Document pills ──────────────────────────────────────────────── */
.fund-docs { margin-top: 2.5rem; }
.fund-docs__grid { display: flex; flex-wrap: wrap; gap: 0.6rem; margin-top: 0.75rem; }
.fund-doc-pill {
    display: inline-flex;
    align-items: center;
    gap: 0.4rem;
    background: var(--bg-light);
    border: 1px solid var(--border);
    color: var(--navy);
    font-size: 0.82rem;
    font-weight: 600;
    padding: 0.45rem 0.9rem;
    border-radius: 20px;
    text-decoration: none;
    transition: all var(--transition);
}
.fund-doc-pill:hover { background: var(--navy); color: #fff; border-color: var(--navy); }
.fund-doc-pill__icon { font-size: 0.9rem; }

/* ── Info card (sidebar) ─────────────────────────────────────────── */
.fund-info-card {
    background: var(--bg);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: 0 4px 24px rgba(0,0,0,0.07);
    position: sticky;
    top: 130px;
}
.fund-info-card__header {
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%);
    padding: 1.5rem 1.5rem 1.25rem;
}
.fund-info-card__ticker {
    display: inline-block;
    font-family: 'DM Mono', monospace;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    color: var(--gold);
    background: rgba(195,165,82,0.15);
    border: 1px solid rgba(195,165,82,0.4);
    padding: 0.2rem 0.6rem;
    border-radius: 3px;
    margin-bottom: 0.5rem;
}
.fund-info-card__header h4 { color: #fff; font-size: 1.1rem; margin: 0; }
.fund-info-card__dl { padding: 0 1.5rem; margin: 0; }
.fund-info-card__dl > div {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.75rem 0;
    border-bottom: 1px solid var(--border);
    gap: 1rem;
}
.fund-info-card__dl > div:last-child { border-bottom: none; }
.fund-info-card__dl dt { font-size: 0.78rem; font-weight: 600; color: var(--text-muted); text-transform: uppercase; letter-spacing: 0.04em; flex-shrink: 0; }
.fund-info-card__dl dd { font-size: 0.88rem; font-weight: 600; color: var(--navy); text-align: right; margin: 0; }
.fund-info-card__cta { margin: 1.25rem 1.5rem 0.5rem; width: calc(100% - 3rem); justify-content: center; }
.fund-info-card__back { display: block; text-align: center; padding: 0.75rem 1.5rem 1.25rem; font-size: 0.8rem; color: var(--text-muted); text-decoration: none; }
.fund-info-card__back:hover { color: var(--navy); }

/* ── Data wrap (shortcode sections) ─────────────────────────────── */
.crst-fund-data-wrap { background: var(--bg-light); }
.crst-fund-data-wrap .container { padding-top: 3rem; padding-bottom: 3rem; }

.crst-sc-block {
    background: var(--bg);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 2rem 2.5rem;
    margin-bottom: 1.5rem;
    box-shadow: 0 2px 12px rgba(0,0,0,0.04);
    scroll-margin-top: 130px;
}
.crst-sc-header {
    display: flex;
    align-items: baseline;
    gap: 1rem;
    margin-bottom: 1.5rem;
    flex-wrap: wrap;
}
.crst-sc-label {
    font-size: 0.7rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--gold-dark);
    border-left: 3px solid var(--gold);
    padding-left: 0.5rem;
}
.crst-sc-title {
    font-size: 1.4rem;
    font-weight: 700;
    color: var(--navy);
    margin: 0;
    flex: 1;
}
.crst-sc-asof {
    font-size: 0.75rem;
    color: var(--text-muted);
    font-style: italic;
    margin-left: auto;
}

/* ── Fund Details two-col ────────────────────────────────────────── */
.crst-fd-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--border); border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; }
.crst-fd-col { background: var(--bg); }
.crst-fd-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 0.5rem 0.85rem;
    border-bottom: 1px solid var(--border);
    gap: 1rem;
}
.crst-fd-row:last-child { border-bottom: none; }
.crst-fd-row--bench { background: var(--bg-light); border-top: 1px solid var(--border); }
.crst-fd-key { font-size: 0.73rem; color: var(--text-muted); font-weight: 500; }
.crst-fd-val { font-size: 0.82rem; font-weight: 700; color: var(--navy); text-align: right; }
.crst-details-asof { font-size: 0.75rem; color: var(--text-muted); font-style: italic; margin-bottom: 1rem; }
.crst-tip { cursor: help; color: var(--teal); font-size: 0.8rem; }
button.crst-tip {
    all: unset;
    cursor: pointer;
    display: inline-flex;
    align-items: center;
    color: var(--navy);
    opacity: 0.55;
    transition: opacity 0.15s ease;
    margin-left: 3px;
    vertical-align: middle;
}
button.crst-tip:hover,
button.crst-tip:focus-visible { opacity: 1; }

/* Floating tooltip popup (positioned via JS, appended to body) */
.crst-tip-popup {
    position: fixed;
    background: var(--navy-dark, #0f2246);
    color: #fff;
    font-family: var(--font-body, 'Inter', sans-serif);
    font-size: 0.72rem;
    line-height: 1.6;
    padding: 0.5rem 0.75rem;
    border-radius: 6px;
    max-width: 260px;
    text-align: left;
    white-space: normal;
    pointer-events: none;
    z-index: 10000;
    opacity: 0;
    transition: opacity 0.18s ease;
    box-shadow: 0 4px 16px rgba(0,0,0,0.25);
}
.crst-tip-popup.open { opacity: 1; }

/* ── Holdings ────────────────────────────────────────────────────── */
.crst-holdings-split { display: grid; grid-template-columns: 1fr 1fr; gap: 2rem; }
.crst-holdings-split--single { grid-template-columns: 1fr; }
.crst-holdings-col-head {
    font-size: 0.8rem;
    font-weight: 700;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    color: var(--navy);
    padding: 0.5rem 0;
    margin-bottom: 0.5rem;
    border-bottom: 2px solid var(--navy);
}
.crst-htable { width: 100%; border-collapse: collapse; font-size: 0.875rem; }
.crst-htable th { background: var(--bg-section); font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; color: var(--text-muted); padding: 0.6rem 0.75rem; text-align: left; border-bottom: 1px solid var(--border); }
.crst-htable th.crst-th-right { text-align: right; }
.crst-htable td { padding: 0.6rem 0.75rem; border-bottom: 1px solid var(--border); color: var(--text); vertical-align: middle; }
.crst-htable tr:last-child td { border-bottom: none; }
.crst-htable tbody tr:hover { background: var(--bg-light); }
.crst-htable-total td { background: var(--bg-section); font-size: 0.85rem; }
.crst-wbar-wrap { display: flex; align-items: center; gap: 0.5rem; min-width: 100px; }
.crst-wbar-track { flex: 1; height: 5px; background: var(--border); border-radius: 3px; overflow: hidden; }
.crst-wbar-fill { height: 100%; background: linear-gradient(90deg, var(--navy), var(--navy-light)); border-radius: 3px; transition: width 1s cubic-bezier(0.4,0,0.2,1); }
.crst-wbar-num { font-size: 0.8rem; font-weight: 700; color: var(--navy); white-space: nowrap; min-width: 3rem; text-align: right; }
.crst-holdings-actions { display: flex; align-items: center; justify-content: space-between; margin-top: 1.25rem; flex-wrap: wrap; gap: 0.75rem; }
.crst-holdings-footer-bar { display: flex; align-items: flex-start; justify-content: space-between; padding: 1rem 0 0; gap: 1.5rem; flex-wrap: wrap; }
.crst-full-holdings-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.crst-full-holdings-wrap .crst-htable { min-width: 680px; }
.crst-holdings-disclosure { font-size: 0.72rem; color: var(--text-muted); line-height: 1.5; margin: 0; flex: 1; }
.crst-holdings-footer-actions { display: flex; gap: 1.25rem; flex-shrink: 0; align-items: center; }
.crst-holdings-footer-btn { display: inline-flex; align-items: center; gap: 0.35rem; background: transparent; border: none; color: var(--navy); font-size: 0.875rem; font-weight: 600; cursor: pointer; text-decoration: none; padding: 0; font-family: inherit; transition: opacity 0.2s; white-space: nowrap; }
.crst-holdings-footer-btn:hover { opacity: 0.7; }
@media (max-width: 600px) {
    .crst-holdings-footer-bar { flex-direction: column; }
    .crst-holdings-footer-actions { flex-direction: column; align-items: flex-start; gap: 0.75rem; }
}
.crst-holdings-note { font-size: 0.72rem; color: var(--text-muted); font-style: italic; }

/* ── Allocation sections (shared) ────────────────────────────────── */
.crst-alloc-wrap { display: grid; gap: 2rem; align-items: start; }
.crst-alloc-wrap--bar { grid-template-columns: 1fr 1fr; }
.crst-alloc-wrap--pie { grid-template-columns: 1fr 1fr; }
.crst-alloc-table { width: 100%; border-collapse: collapse; font-size: 0.875rem; }
.crst-alloc-table th { background: var(--navy); color: #fff; font-size: 0.72rem; font-weight: 600; letter-spacing: 0.05em; text-transform: uppercase; padding: 0.65rem 0.9rem; text-align: left; white-space: nowrap; }
.crst-alloc-table th:first-child { border-radius: 0; }
.crst-alloc-table td { padding: 0.6rem 0.9rem; border-bottom: 1px solid var(--border); color: var(--text); }
.crst-alloc-table tr:last-child td { border-bottom: none; }
.crst-alloc-table tbody tr:hover { background: var(--bg-light); }
.crst-alloc-chart-col .crst-hc { width: 100%; }
.crst-leg { display: inline-block; width: 10px; height: 10px; border-radius: 2px; margin-right: 4px; vertical-align: middle; }
.crst-leg--navy { background: #193D6F; }
.crst-leg--gold  { background: #c3a552; }
.crst-leg--teal  { background: #7EBEC5; }
.crst-hc { width: 100%; min-height: 200px; }

/* ── Disclosure strip ────────────────────────────────────────────── */
.fund-disclosure {
    background: var(--bg-section);
    border-top: 1px solid var(--border);
    padding: 1.75rem 0;
}
.fund-disclosure p { font-size: 0.78rem; color: var(--text-muted); line-height: 1.7; margin: 0; }
.fund-disclosure a { color: var(--navy); }

/* ── SMA Page ─────────────────────────────────────────────────────── */
.sma-box {
    display: grid;
    grid-template-columns: 220px 1fr;
    border-radius: var(--radius-lg);
    overflow: hidden;
    margin-bottom: 2rem;
    box-shadow:
        0 4px 6px rgba(25,61,111,0.06),
        0 12px 32px rgba(25,61,111,0.12);
    transition: box-shadow 0.35s ease, transform 0.35s ease;
}
.sma-box:hover {
    box-shadow:
        0 8px 16px rgba(25,61,111,0.1),
        0 24px 56px rgba(25,61,111,0.18);
    transform: translateY(-3px);
}
.sma-box__num-panel {
    background: var(--navy);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    padding: 3rem 2rem;
    position: relative;
    overflow: hidden;
}
.sma-box__num-panel::after {
    content: '';
    position: absolute;
    bottom: -40px;
    right: -40px;
    width: 140px;
    height: 140px;
    border-radius: 50%;
    background: rgba(195,165,82,0.08);
}
.sma-box__num {
    font-family: 'Cormorant Garamond', serif;
    font-size: 5rem;
    font-weight: 300;
    color: rgba(255,255,255,0.12);
    line-height: 1;
    position: absolute;
    top: 1.5rem;
    left: 50%;
    transform: translateX(-50%);
    white-space: nowrap;
}
.sma-box__badge {
    display: inline-block;
    font-size: 0.65rem;
    font-weight: 700;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    background: rgba(195,165,82,0.15);
    color: var(--gold-light);
    border: 1px solid rgba(195,165,82,0.35);
    border-radius: 4px;
    padding: 0.35rem 0.9rem;
    position: relative;
    z-index: 1;
}
.sma-box__inner {
    background: #fff;
    padding: 3rem 3.5rem;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 2.5rem;
    border-top: 3px solid var(--gold);
}
.sma-box__left { flex: 1; }
.sma-box__left .section-label { margin-bottom: 0.4rem; }
.sma-box__left h2 {
    font-size: clamp(1.5rem, 2vw, 2rem);
    color: var(--navy);
    margin: 0 0 0.25rem;
}
.sma-box__left p {
    color: var(--text-muted);
    line-height: 1.75;
    margin-top: 1rem;
    font-size: 0.97rem;
}
.sma-box__features {
    display: flex;
    flex-wrap: wrap;
    gap: 0.5rem;
    margin-top: 1.5rem;
}
.sma-box__features span {
    font-size: 0.72rem;
    font-weight: 600;
    letter-spacing: 0.02em;
    background: rgba(25,61,111,0.06);
    color: var(--navy);
    border-radius: 100px;
    padding: 0.3rem 1rem;
    border: 1px solid rgba(25,61,111,0.1);
}
.sma-box__right { flex-shrink: 0; }
@media (max-width: 768px) {
    .sma-box { grid-template-columns: 1fr; }
    .sma-box__num-panel { padding: 1.5rem 2rem; flex-direction: row; justify-content: flex-start; gap: 1rem; }
    .sma-box__num { position: static; transform: none; font-size: 2.5rem; }
    .sma-box__inner { padding: 2rem 1.5rem; flex-direction: column; align-items: flex-start; }
}

/* ── Responsive ──────────────────────────────────────────────────── */
@media (max-width: 1024px) {
    .fund-hero__inner    { grid-template-columns: 1fr; }
    .fund-hero__stats    { grid-template-columns: repeat(4, 1fr); min-width: auto; }
    .fund-overview__grid { grid-template-columns: 1fr; }
    .fund-info-card      { position: static; }
}
@media (max-width: 768px) {
    .fund-hero__stats       { grid-template-columns: 1fr 1fr; }
    .crst-holdings-split    { grid-template-columns: 1fr; }
    .crst-alloc-wrap--bar,
    .crst-alloc-wrap--pie   { grid-template-columns: 1fr; }
    .crst-fd-grid           { grid-template-columns: 1fr; }
    .crst-sc-block          { padding: 1.5rem; }
    .fund-section-nav__link { padding: 0.85rem 1rem; font-size: 0.8rem; }
}
@media (max-width: 540px) {
    .fund-hero__stats { grid-template-columns: 1fr 1fr; }
    .fund-hero__actions { flex-direction: column; }
    .crst-sc-header { flex-direction: column; gap: 0.5rem; }
    .crst-sc-asof { margin-left: 0; }
}

/* ── Inline bar charts (tickera / tickerc) ───────────────────────── */
.crst-ibar-table { width: 100%; border-collapse: collapse; font-size: 0.875rem; }
.crst-ibar-table th {
    background: var(--bg-section);
    font-size: 0.72rem; font-weight: 700;
    text-transform: uppercase; letter-spacing: 0.05em;
    color: var(--text-muted);
    padding: 0.6rem 0.75rem; text-align: left;
    border-bottom: 1px solid var(--border);
}
.crst-ibar-table td { padding: 0.55rem 0.75rem; border-bottom: 1px solid var(--border); vertical-align: middle; }
.crst-ibar-table tr:last-child td { border-bottom: none; }
.crst-ibar-table tbody tr:hover { background: var(--bg-light); }
.crst-ibar-table th:last-child { min-width: 220px; }

.crst-ibar-cell { display: flex; align-items: center; gap: 0.6rem; }
.crst-ibar-num  { min-width: 42px; text-align: right; font-size: 0.82rem; font-weight: 600; color: var(--navy); }
.crst-ibar-track {
    flex: 1; height: 8px;
    background: var(--bg-section);
    border-radius: 4px;
    overflow: hidden;
}
.crst-ibar-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--navy) 0%, var(--navy-light) 100%);
    border-radius: 4px;
    width: 0;
    transition: width 0.8s cubic-bezier(0.4, 0, 0.2, 1);
}

/* ── Pie chart wrap ──────────────────────────────────────────────── */
.crst-alloc-pie-wrap { padding: 0.5rem 0; }

/* ── Holdings table helpers ──────────────────────────────────────── */
.crst-rank       { width: 32px; color: var(--text-muted); font-size: 0.8rem; }
.crst-weight-cell { text-align: right; font-weight: 600; font-size: 0.875rem; color: var(--navy); min-width: 90px; }
.crst-th-right   { text-align: right; }
.crst-holdings-actions { display: flex; align-items: center; gap: 1.5rem; margin-top: 1.25rem; flex-wrap: wrap; }
.crst-holdings-note { font-size: 0.78rem; color: var(--text-muted); }

/* ── Performance table ───────────────────────────────────────────── */
.crst-perf-note {
    font-size: 0.78rem; color: var(--text-muted);
    border-left: 3px solid var(--gold);
    padding-left: 0.75rem; margin-bottom: 1.5rem;
    line-height: 1.6;
}
.crst-table-label {
    font-size: 0.8rem; font-weight: 700;
    text-transform: uppercase; letter-spacing: 0.06em;
    color: var(--navy); margin-bottom: 0.75rem;
}
.crst-table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.crst-ptable {
    width: 100%; border-collapse: collapse;
    font-size: 0.82rem; min-width: 480px;
}
.crst-ptable th {
    background: var(--navy); color: #fff;
    font-size: 0.68rem; font-weight: 600;
    text-transform: uppercase; letter-spacing: 0.05em;
    padding: 0.5rem 0.7rem; text-align: right;
    white-space: nowrap;
}
.crst-ptable th:first-child { text-align: left; border-radius: var(--radius) 0 0 0; }
.crst-ptable th:last-child  { border-radius: 0 var(--radius) 0 0; }
.crst-ptable td {
    padding: 0.5rem 0.7rem; border-bottom: 1px solid var(--border);
    text-align: right; color: var(--text);
}
.crst-ptable td:first-child { text-align: left; font-weight: 600; color: var(--navy); }
.crst-ptable tr:last-child td { border-bottom: none; }
.crst-ptable tbody tr:hover { background: var(--bg-light); }

/* monthly returns — compact */
.crst-ptable--monthly th,
.crst-ptable--monthly td { padding: 0.5rem 0.55rem; font-size: 0.8rem; }
.crst-ptable--monthly { min-width: 900px; }
.crst-year-col { font-weight: 700; color: var(--navy); white-space: nowrap; }

/* positive / negative return colours */
.crst-pos { color: #1a7f4b; font-weight: 600; }
.crst-neg { color: #b91c1c; font-weight: 600; }

@media (max-width: 768px) {
    .crst-ibar-table th:last-child { min-width: 160px; }
    .crst-holdings-actions { flex-direction: column; align-items: flex-start; gap: 0.75rem; }
}

/* ── Performance tabs ────────────────────────────────────────────── */
.crst-perf-tabs { display: flex; gap: 0.5rem; margin-bottom: 1.25rem; }
.crst-perf-tab {
    padding: 0.45rem 1.1rem;
    border: 1.5px solid var(--border);
    border-radius: 6px;
    background: var(--bg);
    color: var(--text-muted);
    font-size: 0.82rem; font-weight: 600;
    cursor: pointer;
    transition: var(--transition);
}
.crst-perf-tab:hover  { border-color: var(--navy); color: var(--navy); }
.crst-perf-tab.active { background: var(--navy); border-color: var(--navy); color: #fff; }

/* Performance table — column group header */
.crst-ptable--perf { min-width: 560px; }
.crst-perf-group-row th {
    background: var(--bg-section);
    border: 1px solid var(--border);
    color: var(--text-muted);
    text-align: center;
    font-weight: 600; font-size: 0.78rem;
    padding: 0.55rem 0.75rem;
}
.crst-perf-group-row th:first-child { background: transparent; border: none; }
.crst-perf-group-row th.crst-group-last { border-right: 2px solid var(--border); }
.crst-ptable th.crst-col-last,
.crst-ptable td.crst-col-last { border-right: 2px solid var(--border); }
.crst-perf-name { font-weight: 600; color: var(--navy); white-space: nowrap; }

/* ── Historical Premium / Discount ───────────────────────────────── */
.crst-pd-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
    margin-top: 1rem;
}
.crst-pd-card {
    background: var(--bg-light);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 1.25rem;
}
.crst-pd-table-head,
.crst-pd-row {
    display: grid;
    grid-template-columns: 1fr repeat(4, auto);
    gap: 0 0.75rem;
    align-items: center;
    padding: 0.5rem 0;
    border-bottom: 1px solid var(--border);
    font-size: 0.82rem;
}
.crst-pd-table-head { font-weight: 700; font-size: 0.75rem; text-transform: uppercase; letter-spacing: 0.04em; color: var(--text-muted); }
.crst-pd-row:last-child { border-bottom: none; }
.crst-pd-row div:not(:first-child) { text-align: right; font-weight: 600; color: var(--navy); }
.crst-pd-table-head div:not(:first-child) { text-align: right; }

/* ── Portfolio manager photo ─────────────────────────────────────── */
.fund-mgr-card {
    display: flex;
    gap: 1.5rem;
    align-items: flex-start;
    background: var(--bg-light);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 1.5rem;
    margin-top: 1.5rem;
}
.fund-mgr-card__photo {
    width: 90px; height: 90px;
    border-radius: 50%;
    object-fit: cover;
    flex-shrink: 0;
    border: 3px solid var(--border);
}
.fund-mgr-card__avatar {
    width: 90px; height: 90px;
    border-radius: 50%;
    background: var(--bg-section);
    border: 3px solid var(--border);
    flex-shrink: 0;
}
.fund-mgr-card__name  { font-family: var(--font-heading); font-size: 1.1rem; margin-bottom: 0.15rem; }
.fund-mgr-card__title { font-size: 0.82rem; color: var(--text-muted); margin-bottom: 0.75rem; }
.fund-mgr-card__body  { flex: 1; }

@media (max-width: 640px) {
    .crst-pd-grid      { grid-template-columns: 1fr; }
    .crst-pd-table-head,
    .crst-pd-row       { grid-template-columns: 1fr repeat(4, auto); font-size: 0.75rem; }
    .fund-mgr-card     { flex-direction: column; align-items: center; text-align: center; }
}

/* ══════════════════════════════════════════════════════════════════════
   Investment Vehicles Section
   ══════════════════════════════════════════════════════════════════════ */

.fund-vehicles { background: var(--bg-light); }

.fund-vehicles__grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    margin-top: 2.5rem;
}

.fund-vehicle-card {
    background: var(--bg);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 2rem;
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
    box-shadow: 0 2px 12px rgba(25,61,111,.06);
    transition: box-shadow var(--transition), transform var(--transition);
}

.fund-vehicle-card:hover {
    box-shadow: 0 8px 32px rgba(25,61,111,.14);
    transform: translateY(-3px);
}

.fund-vehicle-card--sma {
    border-color: var(--gold);
    background: linear-gradient(160deg, #fff 75%, #fdf9ef);
}

.fund-vehicle-card__badge {
    display: inline-flex;
    align-items: center;
    background: var(--navy);
    color: #fff;
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.12em;
    padding: 4px 14px;
    border-radius: 100px;
    width: fit-content;
}

.fund-vehicle-card__badge--gold {
    background: var(--gold);
    color: var(--navy-dark);
}

.fund-vehicle-card__title {
    font-family: var(--font-heading);
    font-size: 1.3rem;
    color: var(--navy-dark);
    margin: 0;
    line-height: 1.3;
}

.fund-vehicle-card__desc {
    color: var(--text-muted);
    font-size: 0.9rem;
    line-height: 1.65;
    margin: 0;
}

.fund-vehicle-card__dl {
    flex: 1;
    display: flex;
    flex-direction: column;
    gap: 0.55rem;
    border-top: 1px solid var(--border);
    padding-top: 1.1rem;
    margin: 0;
}

.fund-vehicle-card__dl > div {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    font-size: 0.875rem;
    gap: 1rem;
}

.fund-vehicle-card__dl dt {
    color: var(--text-muted);
    font-weight: 400;
    flex-shrink: 0;
}

.fund-vehicle-card__dl dd {
    color: var(--navy-dark);
    font-weight: 600;
    text-align: right;
}

.btn--full { width: 100%; text-align: center; justify-content: center; }

/* ══════════════════════════════════════════════════════════════════════
   Allocation split: pie chart + table side by side (tickerb)
   ══════════════════════════════════════════════════════════════════════ */

.crst-alloc-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    align-items: center;
}

.crst-alloc-split__chart {
    min-width: 0;
    background: var(--bg-light);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 1rem;
}
.crst-alloc-split__table { min-width: 0; }

@media (max-width: 760px) {
    .fund-vehicles__grid  { grid-template-columns: 1fr; }
    .crst-alloc-split     { grid-template-columns: 1fr; }
}

/* ── [performance_tabs] shortcode ───────────────────────────────── */
.crst-tab-panel             { display: none; }
.crst-tab-panel.active      { display: block; animation: crst-fade-in 0.3s ease; }
@keyframes crst-fade-in     { from { opacity: 0; transform: translateY(-6px); } to { opacity: 1; transform: none; } }

.crst-ptable--tabs                      { min-width: 620px; table-layout: auto; }
.crst-ptable--tabs th:first-child,
.crst-ptable--tabs td:first-child       { white-space: nowrap; }
.crst-ptable--tabs th:not(:first-child),
.crst-ptable--tabs td:not(:first-child) { text-align: center; white-space: nowrap; }

.crst-perf-charts-row td            { padding: 0.5rem 0; vertical-align: bottom; background: #fff; }
.crst-perf-charts-row td:last-child { overflow: visible; }
.crst-perf-chart                    { width: 100%; height: 180px; overflow: visible; }

.crst-table-swipe-hint      { display: none; font-size: 0.72rem; color: var(--text-muted); text-align: center; padding: 0.35rem 0 0; }

.crst-grouped-perf-chart    { width: 100%; margin-bottom: 1.5rem; }

/* ── Inline exposure tables (sector / market / geographic) ──────── */
.crst-inline-exp-table                          { min-width: 600px; table-layout: fixed; }
.crst-inline-exp-table th:first-child,
.crst-inline-exp-table td:first-child           { width: 34%; }
.crst-inline-exp-table th:nth-child(2),
.crst-inline-exp-table td:nth-child(2),
.crst-inline-exp-table th:nth-child(3),
.crst-inline-exp-table td:nth-child(3),
.crst-inline-exp-table th:nth-child(4),
.crst-inline-exp-table td:nth-child(4)          { width: 12%; text-align: center; }
.crst-inline-exp-table th:nth-child(5),
.crst-inline-exp-table td:nth-child(5)          { width: 30%; }
.crst-inline-exp-chart-cell                     { overflow: visible; padding: 0 0.5rem; }
.crst-inline-exp-chart                          { width: 100%; height: 44px; overflow: visible; }

.crst-peer-block            { margin-top: 2.5rem; padding-top: 2rem; border-top: 1px solid var(--border); }
.crst-peer-block .crst-sc-header { margin-bottom: 1.25rem; }
.crst-peer-block .crst-sc-title  { font-size: 1.3rem; }

@media (max-width: 768px) {
    .crst-table-swipe-hint  { display: block; }
    .crst-perf-chart        { height: 150px; }
}

/* ══════════════════════════════════════════════════════════════════════════════
   Insights Page  [insights_grid]
   ══════════════════════════════════════════════════════════════════════════════ */

.insights-section { padding: 4rem 0 6rem; background: #f7f8fa; }

/* ── Layout ──────────────────────────────────────────────────────────────────── */
.crst-insights {
    display: flex;
    flex-direction: column;
    gap: 2.5rem;
}
.crst-insights__body {
    display: grid;
    grid-template-columns: 210px 1fr;
    gap: 3rem;
    align-items: start;
}

/* ── Sidebar ─────────────────────────────────────────────────────────────────── */
.crst-insights__sidebar {
    position: sticky;
    top: 8rem;
    background: #fff;
    border-radius: 12px;
    padding: 1.75rem 1.5rem;
    box-shadow: 0 2px 16px rgba(25,61,111,0.06);
}
.crst-insights__sidebar-label {
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--text-muted);
    margin-bottom: 1.25rem;
    padding-bottom: 0.75rem;
    border-bottom: 1px solid var(--border);
}

/* ── Filter buttons ──────────────────────────────────────────────────────────── */
.crst-insights__filters { display: flex; flex-direction: column; gap: 0.2rem; }
.crst-insights__filter-btn {
    position: relative;
    padding: 0.6rem 0.75rem 0.6rem 1.1rem;
    border: none;
    border-radius: 6px;
    text-align: left;
    width: 100%;
    background: transparent;
    font-size: 0.82rem;
    font-weight: 500;
    color: var(--text-muted);
    cursor: pointer;
    transition: all 0.2s ease;
}
.crst-insights__filter-btn::before {
    content: '';
    position: absolute;
    left: 0; top: 50%;
    transform: translateY(-50%) scaleY(0);
    width: 3px; height: 60%;
    border-radius: 2px;
    background: var(--gold);
    transition: transform 0.2s ease;
}
.crst-insights__filter-btn:hover { color: var(--navy); background: rgba(25,61,111,0.04); }
.crst-insights__filter-btn.active {
    color: var(--navy);
    font-weight: 700;
    background: rgba(25,61,111,0.05);
}
.crst-insights__filter-btn.active::before { transform: translateY(-50%) scaleY(1); }

/* ── Featured post ───────────────────────────────────────────────────────────── */
.crst-insight-featured {
    display: grid;
    grid-template-columns: 55% 45%;
    border-radius: 16px;
    overflow: hidden;
    margin-bottom: 2.5rem;
    background: #fff;
    box-shadow: 0 4px 32px rgba(25,61,111,0.09);
    transition: box-shadow 0.3s ease, transform 0.3s ease;
}
.crst-insight-featured:hover {
    box-shadow: 0 12px 48px rgba(25,61,111,0.15);
    transform: translateY(-2px);
}
.crst-insight-featured__img-wrap {
    position: relative; display: block; overflow: hidden; min-height: 380px;
}
.crst-insight-featured__img {
    width: 100%; height: 100%; object-fit: cover;
    transition: transform 0.7s ease;
}
.crst-insight-featured:hover .crst-insight-featured__img { transform: scale(1.05); }
.crst-insight-featured__overlay {
    position: absolute; inset: 0;
    background: linear-gradient(180deg, transparent 40%, rgba(10,24,50,0.25) 100%);
}
.crst-insight-featured__content {
    display: flex; flex-direction: column; justify-content: center;
    padding: 2.75rem 2.5rem; gap: 1.1rem;
    border-left: 1px solid var(--border);
}
.crst-insight-featured__badges { display: flex; gap: 0.5rem; flex-wrap: wrap; align-items: center; }
.crst-insight-featured__title {
    font-size: 1.5rem; font-weight: 700; line-height: 1.3; color: var(--navy); margin: 0;
}
.crst-insight-featured__title a { color: inherit; text-decoration: none; }
.crst-insight-featured__title a:hover { color: var(--gold-dark); }
.crst-insight-featured__excerpt {
    font-size: 0.9rem; color: var(--text-muted); line-height: 1.75; margin: 0;
}
.crst-insight-featured__foot {
    display: flex; align-items: center; justify-content: space-between;
    gap: 1rem; flex-wrap: wrap;
    margin-top: auto; padding-top: 1.25rem;
    border-top: 1px solid var(--border);
}
.crst-insight-featured__byline { display: flex; align-items: center; gap: 0.5rem; }

/* ── Grid header row ─────────────────────────────────────────────────────────── */
.crst-insights-grid-header {
    display: flex; align-items: center; justify-content: space-between;
    margin-bottom: 1.5rem;
    padding-bottom: 1rem;
    border-bottom: 1px solid var(--border);
}
.crst-insights-grid-header__title {
    font-size: 0.72rem; font-weight: 700; letter-spacing: 0.12em;
    text-transform: uppercase; color: var(--text-muted);
}

/* ── Cards grid ──────────────────────────────────────────────────────────────── */
.crst-insights-grid {
    display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem;
}
.crst-insight-card {
    display: flex; flex-direction: column;
    border-radius: 12px;
    overflow: hidden;
    background: #fff;
    box-shadow: 0 2px 12px rgba(25,61,111,0.05);
    transition: box-shadow 0.3s ease, transform 0.3s ease;
}
.crst-insight-card:hover {
    box-shadow: 0 10px 36px rgba(25,61,111,0.12);
    transform: translateY(-4px);
}
.crst-insight-card__img-link  { display: block; overflow: hidden; }
.crst-insight-card__thumb     { height: 190px; overflow: hidden; background: var(--bg-section); }
.crst-insight-card__thumb img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.6s ease; }
.crst-insight-card:hover .crst-insight-card__thumb img { transform: scale(1.07); }
.crst-insight-card__no-img    { height: 100%; background: linear-gradient(135deg, var(--navy) 0%, #2f5296 100%); }
.crst-insight-card__body {
    display: flex; flex-direction: column; gap: 0.65rem;
    padding: 1.4rem 1.5rem 1.6rem; flex: 1;
}
.crst-insight-card__meta   { display: flex; align-items: center; gap: 0.6rem; flex-wrap: wrap; }
.crst-insight-card__title  { font-size: 1.02rem; font-weight: 700; line-height: 1.4; color: var(--navy); margin: 0; }
.crst-insight-card__title a { color: inherit; text-decoration: none; }
.crst-insight-card__title a:hover { color: var(--gold-dark); }
.crst-insight-card__excerpt { font-size: 0.84rem; color: var(--text-muted); line-height: 1.65; margin: 0; flex: 1; }
.crst-insight-card .crst-insight-readmore { margin-top: 0.5rem; }

/* ── Shared atoms ────────────────────────────────────────────────────────────── */
.crst-insight-badge {
    display: inline-block; font-size: 0.68rem; font-weight: 700;
    letter-spacing: 0.06em; text-transform: uppercase;
    padding: 0.22rem 0.65rem; border-radius: 999px;
}
.crst-insight-badge--featured { background: var(--gold); color: #fff; }
.crst-insight-badge--cat {
    background: rgba(25,61,111,0.07); color: var(--navy);
    border: 1px solid rgba(25,61,111,0.14);
}
.crst-insight-date   { font-size: 0.76rem; color: var(--text-muted); font-weight: 500; }
.crst-insight-sep    { color: var(--text-muted); }
.crst-insight-author { font-size: 0.76rem; color: var(--text-muted); font-weight: 600; }
.crst-insight-readmore {
    display: inline-flex; align-items: center; gap: 0.3rem;
    font-size: 0.8rem; font-weight: 700; color: var(--navy);
    text-decoration: none; letter-spacing: 0.03em;
    transition: color 0.2s, gap 0.2s;
}
.crst-insight-readmore:hover { color: var(--gold-dark); gap: 0.5rem; }
.crst-insight-readmore span  { display: inline-block; transition: transform 0.2s; }
.crst-insight-readmore:hover span { transform: translateX(3px); }

/* ── Empty state ─────────────────────────────────────────────────────────────── */
.crst-insights__empty { text-align: center; color: var(--text-muted); padding: 3rem 0; font-style: italic; }

/* ── Responsive ──────────────────────────────────────────────────────────────── */
@media (max-width: 1024px) {
    .crst-insights__body                 { grid-template-columns: 175px 1fr; gap: 2rem; }
}
@media (max-width: 900px) {
    .crst-insights__body                 { grid-template-columns: 1fr; }
    .crst-insights__sidebar              { position: static; display: flex; align-items: center; gap: 1rem; flex-wrap: wrap; padding: 1rem 1.25rem; }
    .crst-insights__sidebar-label        { margin-bottom: 0; padding-bottom: 0; border-bottom: none; border-right: 1px solid var(--border); padding-right: 1rem; white-space: nowrap; }
    .crst-insights__filters              { flex-direction: row; flex-wrap: wrap; gap: 0.4rem; }
    .crst-insights__filter-btn           { width: auto; padding: 0.4rem 0.9rem; }
    .crst-insights__filter-btn::before   { display: none; }
    .crst-insights__filter-btn.active    { background: var(--navy); color: #fff; border-radius: 999px; }
    .crst-insight-featured               { grid-template-columns: 1fr; }
    .crst-insight-featured__img-wrap     { min-height: 260px; }
    .crst-insight-featured__content      { border-left: none; border-top: 1px solid var(--border); }
    .crst-insights-grid                  { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 540px) {
    .crst-insights-grid                  { grid-template-columns: 1fr; }
    .crst-insight-featured__content      { padding: 1.5rem; }
    .crst-insight-featured__title        { font-size: 1.2rem; }
}

/* ================================================================
   Q&A Page
   ================================================================ */

/* ── Category Filter ─────────────────────────────────────────────── */
.qa-filter {
    display: flex;
    flex-wrap: wrap;
    gap: 0.6rem;
    margin-bottom: 3.5rem;
    justify-content: center;
}

.qa-filter__btn {
    padding: 0.55rem 1.4rem;
    border-radius: 999px;
    border: 1.5px solid var(--border);
    background: var(--bg);
    color: var(--text-muted);
    font-size: 0.83rem;
    font-weight: 600;
    font-family: var(--font-body);
    letter-spacing: 0.025em;
    cursor: pointer;
    transition: all var(--transition);
}

.qa-filter__btn:hover {
    border-color: var(--navy);
    color: var(--navy);
    background: rgba(25, 61, 111, 0.04);
}

.qa-filter__btn.active {
    background: var(--navy);
    border-color: var(--navy);
    color: #fff;
}

/* ── Group ───────────────────────────────────────────────────────── */
.qa-group {
    margin-bottom: 3rem;
}

.qa-group[hidden] { display: none; }

.qa-group__header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1.25rem;
    padding-bottom: 0.75rem;
    border-bottom: 1px solid var(--border);
}

.qa-group__header .section-label {
    margin-bottom: 0;
}

/* ── Accordion Item ──────────────────────────────────────────────── */
.qa-item {
    background: var(--bg);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    margin-bottom: 0.6rem;
    overflow: hidden;
    transition: box-shadow var(--transition), border-color var(--transition);
}

.qa-item.is-open {
    border-color: var(--gold);
    box-shadow: 0 4px 24px rgba(25, 61, 111, 0.09);
}

/* Question button */
.qa-item__question {
    width: 100%;
    display: flex;
    align-items: center;
    gap: 1rem;
    padding: 1.35rem 1.6rem;
    background: none;
    border: none;
    cursor: pointer;
    text-align: left;
    font-family: var(--font-heading);
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--navy);
    transition: color var(--transition), background var(--transition);
    position: relative;
}

.qa-item__question::before {
    content: '';
    position: absolute;
    left: 0; top: 0; bottom: 0;
    width: 3px;
    background: var(--gold);
    opacity: 0;
    transition: opacity var(--transition);
    border-radius: 0 2px 2px 0;
}

.qa-item.is-open .qa-item__question::before { opacity: 1; }

.qa-item__question:hover { color: var(--gold-dark); }
.qa-item.is-open .qa-item__question { color: var(--navy-dark); }

.qa-item__question-text { flex: 1; line-height: 1.35; }

/* Category badge — visible only when "all" filter is active */
.qa-item__cat {
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.07em;
    text-transform: uppercase;
    color: var(--text-muted);
    background: var(--bg-section);
    border: 1px solid var(--border);
    border-radius: 999px;
    padding: 0.2rem 0.7rem;
    flex-shrink: 0;
    white-space: nowrap;
    display: none;
}

.qa-show-cats .qa-item__cat { display: inline-block; }

/* Chevron circle */
.qa-item__chevron {
    flex-shrink: 0;
    width: 30px;
    height: 30px;
    border-radius: 50%;
    border: 1.5px solid var(--border);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--navy);
    transition: all var(--transition);
}

.qa-item__chevron svg {
    width: 14px;
    height: 14px;
    transition: transform var(--transition);
    display: block;
}

.qa-item.is-open .qa-item__chevron {
    background: var(--gold);
    border-color: var(--gold);
    color: #fff;
}

.qa-item.is-open .qa-item__chevron svg { transform: rotate(180deg); }

/* Answer panel — smooth grid-row expand */
.qa-item__body {
    display: grid;
    grid-template-rows: 0fr;
    transition: grid-template-rows 0.38s cubic-bezier(0.4, 0, 0.2, 1);
}

.qa-item.is-open .qa-item__body { grid-template-rows: 1fr; }

.qa-item__body-inner { overflow: hidden; }

.qa-item__answer {
    padding: 1.1rem 1.6rem 1.6rem 1.6rem;
    border-top: 1px solid var(--border);
}

.qa-item__answer p {
    font-size: 0.95rem;
    line-height: 1.78;
    color: var(--text-muted);
    margin-bottom: 0.85rem;
}

.qa-item__answer p:last-child { margin-bottom: 0; }

.qa-item__answer ul {
    list-style: none;
    margin: 0.75rem 0 1rem;
    display: flex;
    flex-direction: column;
    gap: 0.55rem;
}

.qa-item__answer ul li {
    display: flex;
    align-items: flex-start;
    gap: 0.65rem;
    font-size: 0.93rem;
    color: var(--text-muted);
    line-height: 1.65;
}

.qa-item__answer ul li::before {
    content: '';
    flex-shrink: 0;
    margin-top: 0.58rem;
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: var(--gold);
}

.qa-item__answer strong { color: var(--navy); font-weight: 600; }
.qa-item__answer em { color: var(--navy); font-style: italic; }

/* ── Responsive ──────────────────────────────────────────────────── */
@media (max-width: 768px) {
    .qa-filter { gap: 0.45rem; }
    .qa-filter__btn { font-size: 0.78rem; padding: 0.45rem 1rem; }

    .qa-item__question {
        padding: 1.1rem 1.15rem;
        font-size: 0.97rem;
        gap: 0.65rem;
    }

    .qa-item__cat { display: none !important; }

    .qa-item__answer {
        padding: 0.9rem 1.15rem 1.25rem;
    }
}

@media (max-width: 480px) {
    .qa-item__chevron { width: 26px; height: 26px; }
    .qa-item__chevron svg { width: 12px; height: 12px; }
}

/* ══ ABOUT — ORG CHART ═══════════════════════════════════════════════ */
/* ── Org Chart ────────────────────────────────────────────────────── */
/* ── Org Chart ───────────────────────────────────────────────────── */
.org-chart {
    max-width: 920px;
    margin: 3.5rem auto 0;
    text-align: center;
}

/* Trunk line from root */
.org-chart__root {
    display: flex;
    justify-content: center;
    position: relative;
    padding-bottom: 4rem;
}
.org-chart__root::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 2px;
    height: 4rem;
    background: linear-gradient(to bottom, var(--gold), rgba(195,165,82,0.35));
}

/* Horizontal bridge */
.org-chart__children {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 3rem;
    position: relative;
}
.org-chart__children::before {
    content: '';
    position: absolute;
    top: 0;
    left: 25%;
    right: 25%;
    height: 2px;
    background: linear-gradient(
        to right,
        rgba(195,165,82,0.2),
        var(--gold) 25%,
        var(--gold) 75%,
        rgba(195,165,82,0.2)
    );
}

/* Vertical drops */
.org-chart__child {
    position: relative;
    padding-top: 3.5rem;
    display: flex;
    justify-content: center;
}
.org-chart__child::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 2px;
    height: 3.5rem;
    background: linear-gradient(to bottom, var(--gold), rgba(195,165,82,0.35));
}

/* ── Node base ─────────────────────────────────────────────────── */
.org-chart__node {
    padding: 2rem 2.25rem;
    border-radius: 14px;
    width: 100%;
    text-align: left;
    position: relative;
    overflow: hidden;
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.org-chart__node:hover {
    transform: translateY(-4px);
}

/* ── Parent: AMG National Corp (navy) ──────────────────────────── */
.org-chart__node--parent {
    background: linear-gradient(140deg, var(--navy) 0%, #263F6E 100%);
    color: #fff;
    box-shadow: 0 10px 40px rgba(15,34,70,0.28);
    border-bottom: 3px solid var(--gold);
    max-width: 360px;
}
.org-chart__node--parent::before {
    content: '';
    position: absolute;
    top: -40px; right: -40px;
    width: 120px; height: 120px;
    background: radial-gradient(circle, rgba(195,165,82,0.12), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.org-chart__node--parent:hover {
    box-shadow: 0 16px 52px rgba(15,34,70,0.35);
}

/* ── Trust: AMG National Trust (medium blue) ───────────────────── */
.org-chart__node--trust {
    background: linear-gradient(140deg, #2E5FA3 0%, #3A6EBA 100%);
    color: #fff;
    border: none;
    border-top: 4px solid #1a3d6f;
    box-shadow: 0 8px 32px rgba(25,61,111,0.28);
}
.org-chart__node--trust::before {
    content: '';
    position: absolute;
    top: -30px; right: -30px;
    width: 110px; height: 110px;
    background: radial-gradient(circle, rgba(255,255,255,0.12), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.org-chart__node--trust:hover {
    box-shadow: 0 14px 48px rgba(25,61,111,0.38);
}

/* ── Highlight: CresAlta (GOLD) ────────────────────────────────── */
.org-chart__node--highlight {
    background: linear-gradient(140deg, #C3A552 0%, #b89540 60%, #a37f28 100%);
    color: var(--navy-dark);
    border: none;
    border-top: 4px solid #7A5F00;
    box-shadow: 0 12px 48px rgba(148,112,0,0.35), 0 2px 8px rgba(148,112,0,0.18);
}
.org-chart__node--highlight::before {
    content: '';
    position: absolute;
    top: -30px; right: -30px;
    width: 130px; height: 130px;
    background: radial-gradient(circle, rgba(255,255,255,0.18), transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}
.org-chart__node--highlight:hover {
    box-shadow: 0 18px 56px rgba(148,112,0,0.42), 0 4px 12px rgba(148,112,0,0.22);
}

/* ── Typography inside nodes ───────────────────────────────────── */
.org-chart__node-eyebrow {
    font-size: 0.68rem;
    font-weight: 700;
    letter-spacing: 0.16em;
    text-transform: uppercase;
    opacity: 0.6;
    margin-bottom: 0.6rem;
}
.org-chart__node--trust .org-chart__node-eyebrow {
    color: rgba(255,255,255,0.7);
    opacity: 1;
}

.org-chart__node-title {
    font-family: var(--font-heading);
    font-size: 1.2rem;
    font-weight: 700;
    line-height: 1.3;
    letter-spacing: -0.01em;
    margin-bottom: 0.3rem;
}
.org-chart__node--trust .org-chart__node-title { color: #fff; }
.org-chart__node--highlight .org-chart__node-title { color: var(--navy-dark); }

.org-chart__node-meta {
    font-size: 0.82rem;
    opacity: 0.7;
    line-height: 1.4;
    margin-bottom: 1rem;
}
.org-chart__node--highlight .org-chart__node-meta { color: var(--navy-dark); }

.org-chart__node-detail {
    font-size: 0.85rem;
    line-height: 1.7;
    opacity: 0.82;
    margin-bottom: 1.25rem;
}
.org-chart__node--trust .org-chart__node-detail { color: rgba(255,255,255,0.8); }
.org-chart__node--highlight .org-chart__node-detail { color: var(--navy-dark); }

/* ── Badge pill (SEC) ──────────────────────────────────────────── */
.org-chart__node-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.4em;
    font-size: 0.65rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    font-weight: 700;
    color: var(--navy-dark);
    background: rgba(15,34,70,0.12);
    border: 1px solid rgba(15,34,70,0.25);
    border-radius: 100px;
    padding: 0.25em 0.85em;
    margin-bottom: 0.85rem;
}

/* ── Tag pills at bottom of each node ─────────────────────────── */
.org-chart__node-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 0.4rem;
    margin-top: auto;
}
.org-chart__node-tags span {
    font-size: 0.7rem;
    font-weight: 600;
    letter-spacing: 0.05em;
    padding: 0.2em 0.7em;
    border-radius: 100px;
    background: rgba(255,255,255,0.12);
    color: rgba(255,255,255,0.85);
    border: 1px solid rgba(255,255,255,0.2);
}
.org-chart__node--trust .org-chart__node-tags span {
    background: rgba(255,255,255,0.15);
    color: rgba(255,255,255,0.9);
    border-color: rgba(255,255,255,0.25);
}
.org-chart__node-tags--navy span {
    background: rgba(15,34,70,0.12);
    color: var(--navy-dark);
    border-color: rgba(15,34,70,0.22);
}

/* ── Disclaimer ────────────────────────────────────────────────── */
.org-chart__disclaimer {
    font-size: 0.78rem;
    color: #aaa;
    max-width: 560px;
    margin: 2.5rem auto 0;
    font-style: italic;
    line-height: 1.65;
    text-align: center;
}

/* ── Responsive ────────────────────────────────────────────────── */
@media (max-width: 680px) {
    .org-chart__children {
        grid-template-columns: 1fr;
        gap: 0;
    }
    .org-chart__children::before { display: none; }
    .org-chart__child { padding-top: 2.5rem; }
    .org-chart__child::before { height: 2.5rem; }
    .org-chart__node--parent { max-width: 100%; }
}

/* ── 7 Solution Icon Cards ───────────────────────────────────────── */
.solutions-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    margin-top: 3rem;
}
.solution-icon-card {
    background: #fff;
    border: 1px solid #e8e3da;
    border-top: 3px solid var(--gold);
    border-radius: 10px;
    padding: 1.75rem 1.5rem;
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    transition: border-top-color var(--transition), box-shadow var(--transition), transform var(--transition);
}
.solution-icon-card:hover {
    border-top-color: var(--navy);
    box-shadow: 0 10px 28px rgba(25,61,111,0.11);
    transform: translateY(-3px);
}
.solution-icon-card h3 {
    font-family: var(--font-heading);
    font-size: 1rem;
    font-weight: 700;
    color: var(--navy);
    line-height: 1.3;
    margin: 0;
}
.solution-icon-card p {
    font-size: 0.875rem;
    color: var(--text-muted);
    line-height: 1.7;
    margin: 0;
}
@media (max-width: 680px) {
    .solutions-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 420px) {
    .solutions-grid { grid-template-columns: 1fr; }
}

/* ── Why CresAlta 3-card grid ────────────────────────────────────── */
.why-cresalta-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
    margin-top: 3rem;
}

.why-cresalta-card {
    border-top: 2px solid rgba(195,165,82,0.35);
    padding-top: 1.5rem;
}
.why-cresalta-card__num {
    font-family: var(--font-mono);
    font-size: 0.75rem;
    letter-spacing: 0.15em;
    color: var(--gold-light);
    margin-bottom: 0.75rem;
}
.why-cresalta-card h3 {
    font-family: var(--font-heading);
    font-size: 1.1rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 0.75rem;
    line-height: 1.35;
}
.why-cresalta-card p {
    font-size: 0.9rem;
    color: rgba(255,255,255,0.72);
    line-height: 1.75;
    margin: 0;
}
@media (max-width: 860px) {
    .why-cresalta-grid { grid-template-columns: 1fr; gap: 1.5rem; }
}

/* ── Why Now — Market Context Section ───────────────────────────── */
.why-now-section {
    background: linear-gradient(160deg, #0c1d3e 0%, #0f2246 50%, #152c55 100%);
    padding: var(--section-spacing) 0;
    position: relative;
    overflow: hidden;
}
.why-now-section::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
        repeating-linear-gradient(135deg, transparent 0, transparent 60px, rgba(195,165,82,0.015) 60px, rgba(195,165,82,0.015) 61px),
        repeating-linear-gradient(45deg,  transparent 0, transparent 80px, rgba(195,165,82,0.01)  80px, rgba(195,165,82,0.01)  81px);
    pointer-events: none;
}

.why-now-header {
    max-width: 680px;
    margin-bottom: 3.5rem;
}
.why-now-intro {
    color: rgba(255,255,255,0.72);
    font-size: 1.0625rem;
    line-height: 1.75;
    margin-top: 1.25rem;
    max-width: 620px;
}

/* Cards grid */
.why-now-cards {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.5rem;
    margin-bottom: 3rem;
}

.why-now-card {
    border-radius: 12px;
    padding: 2rem;
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
    background: rgba(255,255,255,0.04);
    border: 1px solid rgba(255,255,255,0.08);
    transition: transform 0.25s ease, box-shadow 0.25s ease;
}
.why-now-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 16px 48px rgba(0,0,0,0.35);
}

/* Warning cards — amber top border */
.why-now-card--warning {
    border-top: 3px solid #d4915a;
}
.why-now-card--warning .why-now-card__icon {
    color: #d4915a;
}

/* Opportunity card — gold top border */
.why-now-card--opportunity {
    border-top: 3px solid var(--gold);
    background: rgba(195,165,82,0.06);
    border-color: rgba(195,165,82,0.2);
    border-top-color: var(--gold);
}
.why-now-card--opportunity .why-now-card__icon {
    color: var(--gold);
}

.why-now-card__icon {
    width: 48px;
    height: 48px;
    border-radius: 10px;
    background: rgba(255,255,255,0.06);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.why-now-card__content {
    flex: 1;
}
.why-now-card__content h3 {
    font-family: var(--font-heading);
    font-size: 1.1rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 0.65rem;
    line-height: 1.3;
}
.why-now-card__content p {
    font-size: 0.875rem;
    color: rgba(255,255,255,0.65);
    line-height: 1.75;
    margin: 0;
}

/* Big stat at bottom of each card */
.why-now-card__stat {
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 1.25rem;
    display: flex;
    flex-direction: column;
    gap: 0.2rem;
}
.why-now-card__stat-value {
    font-family: var(--font-heading);
    font-size: 2rem;
    font-weight: 700;
    line-height: 1;
    color: #fff;
    letter-spacing: -0.02em;
}
.why-now-card--opportunity .why-now-card__stat-value {
    color: var(--gold-light);
}
.why-now-card__stat-label {
    font-size: 0.75rem;
    color: rgba(255,255,255,0.5);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    line-height: 1.4;
}

/* Footer row */
.why-now-footer {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    flex-wrap: wrap;
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 2rem;
}
.why-now-footer p {
    flex: 1;
    min-width: 240px;
    color: rgba(255,255,255,0.6);
    font-size: 0.9rem;
    line-height: 1.6;
    margin: 0;
}

@media (max-width: 860px) {
    .why-now-cards { grid-template-columns: 1fr; }
    .why-now-footer { flex-direction: column; align-items: flex-start; }
}

/* ══ RESPONSIVE PATCH ══════════════════════════════════════════════
   Full-site audit fixes
   ══════════════════════════════════════════════════════════════════ */

/* Philosophy grid: 2 cols on tablet only, 1 col on phones (≤768px) */
@media (min-width: 769px) and (max-width: 900px) {
    .philosophy-grid { grid-template-columns: repeat(2, 1fr); }
}

/* Team grid: 3 cols on tablet, 1 col on phones */
@media (min-width: 541px) and (max-width: 1080px) {
    .team-grid { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 540px) {
    .team-grid { grid-template-columns: 1fr; gap: 1rem; }
}

/* Contact form column: remove top-push when layout stacks to single column */
@media (max-width: 1080px) {
    .contact-form-col { padding-top: 0 !important; }
}

/* Wider container + tighter gaps on mobile */
@media (max-width: 768px) {
    :root { --container: 92%; }
    .hero__cta  { gap: 0.75rem; }
    .footer-grid { gap: 1.5rem; }
    /* Hide remaining hero decorative shapes on small screens */
    .hero__shape--ring-lg,
    .hero__shape--ring-sm,
    .hero__shape--dot,
    .hero__shape--dot-sm,
    .hero__shape--orb { display: none; }
}

/* SMA button row: allow wrap on narrow phones */
@media (max-width: 540px) {
    .sma-btn-group { flex-wrap: wrap; }
}

/* Footer disclosure badges: wrap instead of overflow on small phones */
@media (max-width: 480px) {
    .footer-disclosure__badges { flex-wrap: wrap; gap: 0.5rem; padding-top: 1rem; }
    .footer-disclosure__badges span { border-right: none; padding-right: 0.75rem; margin-right: 0; }
}

/* ── Disclosures / Terms page ────────────────────────────────── */
.disc-section-title {
    font-size: 1.4rem;
    color: var(--navy);
    margin: 0 0 1.25rem;
    padding-bottom: 0.75rem;
    border-bottom: 2px solid var(--gold);
}
.disc-subsection-title {
    font-size: 1.1rem;
    color: var(--navy);
    margin: 0 0 1rem;
    font-weight: 700;
}
.disc-prose p {
    color: var(--text);
    font-size: 0.95rem;
    line-height: 1.8;
    margin-bottom: 1rem;
}
.disc-prose h3 {
    font-size: 1.1rem;
    color: var(--navy);
    margin: 1.5rem 0 0.5rem;
}
.disc-prose a {
    color: var(--navy);
    text-decoration: underline;
}
.disc-prose ul {
    list-style: disc;
    padding-left: 1.5rem;
    margin-bottom: 1rem;
}
.disc-prose ul li {
    font-size: 0.95rem;
    line-height: 1.8;
    color: var(--text);
    margin-bottom: 0.4rem;
}
/* Disclosures page section accordions */
.disc-accordions .sp-accordion-item {
    border-top: none;
    border-bottom: none;
    margin-bottom: 2rem;
}
.disc-accordions .sp-accordion-item:last-child {
    border-bottom: none;
}
.disc-accordions .sp-accordion-trigger {
    font-size: 1.25rem;
    font-weight: 700;
    border-bottom: 2px solid var(--gold);
    padding-bottom: 0.75rem;
    margin-bottom: 0;
}
.disc-accordions .accordion-body-inner {
    padding-top: 1.25rem;
    padding-bottom: 1.5rem;
}
.disc-prose p {
    margin-bottom: 1rem;
}

.disc-definitions {
    margin: 0;
    padding: 0;
}
.disc-definitions > div {
    padding: 1rem 0;
    border-bottom: 1px solid #f0f0f0;
    width: 100%;
}
.disc-definitions > div:last-child {
    border-bottom: none;
}
.disc-definitions dt {
    font-weight: 700;
    font-size: 0.9rem;
    color: var(--navy);
    margin-bottom: 0.3rem;
}
.disc-definitions dd {
    margin: 0;
    font-size: 0.9rem;
    line-height: 1.75;
    color: var(--text);
}

/* ══════════════════════════════════════════════════════════════════════
   Mobile responsive fixes
   ══════════════════════════════════════════════════════════════════════ */

/* Prevent fixed header from obscuring anchor targets (skip link, in-page links) */
html { scroll-padding-top: 90px; }

/* Ensure site header always sits above third-party widgets (e.g. ClickDimensions) */
.site-header { z-index: 9998; }

/* CTA band: stack buttons vertically on small screens */
@media (max-width: 540px) {
    .cta-band .container {
        display: flex;
        flex-direction: column;
        align-items: center;
    }
    .cta-band .btn + .btn {
        margin-left: 0 !important;
        margin-top: 0.75rem;
    }
}

/* Contact: tab-nav — full-width side-by-side on mobile (never stack, it blends into the background) */
@media (max-width: 600px) {
    .ctab-nav {
        display: flex;
        width: 100%;
        box-sizing: border-box;
    }
    .ctab-btn {
        flex: 1;
        text-align: center;
        padding: .65rem 0.5rem;
        font-size: .72rem;
    }
}

/* Contact form: ensure the form card doesn't grow wider than the grid track */
.ctab-form-wrap { min-width: 0; }

/* ── Strategy cards: reduce padding on mobile so descriptions don't make cards too narrow */
@media (max-width: 768px) {
    .strategy-vehicle-card {
        padding: 1.5rem;
    }
    .strategy-vehicle-card__badge {
        margin: -1.5rem -1.5rem 1rem;
        padding-left: 1.5rem;
        padding-right: 1.5rem;
    }
    .strategy-group__desc {
        font-size: 0.95rem;
    }

    /* SMA full card: reduce inner padding to match */
    .strategy-vehicle-card--full__inner {
        padding: 1.5rem;
        gap: 1.25rem;
    }

    /* Fix: .strategy-vehicle-card--full .sma-btn-group has flex-wrap: nowrap (2-class specificity).
       Use equal specificity here to override it and allow buttons to wrap. */
    .strategy-vehicle-card--full .sma-btn-group {
        flex-wrap: wrap;
    }
    .strategy-vehicle-card--full .sma-btn-group .btn {
        white-space: normal;
        flex: 1 1 auto;
        min-width: 110px;
    }
    .strategy-vehicle-card--full__actions {
        width: 100%;
    }
}

/* SMA full card: stack buttons on very small phones */
@media (max-width: 420px) {
    .strategy-vehicle-card--full .sma-btn-group {
        flex-direction: column;
        gap: 0.5rem;
    }
    .strategy-vehicle-card--full .sma-btn-group .btn {
        width: 100%;
        text-align: center;
        justify-content: center;
    }
}

/* ── Wider container on tablet (between 769px and 900px only) */
@media (min-width: 769px) and (max-width: 900px) {
    :root { --container: 90%; }
}

/* ── Approach grid: also stack at 900px for consistency */
@media (max-width: 900px) {
    .approach-grid { grid-template-columns: 1fr; gap: 2.5rem; }
}

/* ── Fund section nav: allow horizontal scroll on small phones */
@media (max-width: 540px) {
    .fund-section-nav { overflow-x: auto; -webkit-overflow-scrolling: touch; }
    .fund-section-nav__list { flex-wrap: nowrap; min-width: max-content; }
}

/* ── Stats split: single column on phones */
@media (max-width: 540px) {
    .stats-split__stats-grid { grid-template-columns: 1fr 1fr; }
    .stats-split__stat { padding: 1.75rem 1rem; }
}

/* ── Vision gold: tighter padding on phones */
@media (max-width: 540px) {
    .vision-gold__content { padding: 2rem 1.5rem; }
    .vision-gold__stat { padding: 2rem 1rem; }
}

/* ── Hero CTA: center on phones */
@media (max-width: 540px) {
    .hero__eyebrow { justify-content: center; }
}